Interim Report, 1 January - 30 September 2003

Interim Report, 1 January - 30 September 2003 ·Operating income increased by 22.4% to SEK 103.4 million (SEK 84.5m). ·The profit after tax was SEK 22.8 million (SEK 3.3 m). ·Earnings per share after dilution totalled SEK 0.85 (SEK 0.12). EPS excluding goodwill amortisation after dilution totalled SEK 1.03 (SEK0.30). ·The result before goodwill amortisation increased to SEK 38.4 million (SEK 11.2 m). ·Net deposits totalled SEK 990 million, corresponding to 15% of the custodian accounts at the start of the year. Comments from the Managing Director "Private share trading has really picked up and increased by almost 50% during the third quarter. We have seen a marked recovery during the last six months and our operations have developed well on all fronts. Private investors, day-traders and institutional investors have all become more active. The growth in new custodian account customers has now reached 8- 10% per annum," says Nicklas Storåkers, Avanza's Managing Director. "Avanza's revenues have increased by 22% and our focus is now on increasing the rate of growth still further. We anticipate a continued strong performance in the fourth quarter. Avanza shall be at the forefront of developing newly minted services for active saving, and the next six months will see us introduce more new products and services that will enable Avanza's growth to continue." For more information, please contact Nicklas Storåkers, Managing Director of Avanza, telephone: +46 70 861 80 01. ------------------------------------------------------------ This information was brought to you by Waymaker The following files are available for download: The full report The full report

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Avanza is a digital platform for savings and investments, founded in 1999. The Parent Company, Avanza Bank Holding AB (publ), is listed on the Stockholm Stock Exchange. Avanza’s customer promise is a better return on your savings than with any other bank or pension providers in Sweden – due to low fees. Services include saving in shares, funds, savings accounts and a strong pension offering. Avanza has over 700,000 customers with more than SEK 280 billion in total savings capital. This is equivalent to 3.6 per cent of the Swedish savings market. Avanza is largest in terms of number of transactions among Swedish banks on the Stockholm Stock Exchange including First North. During the last eight years Avanza has won SKI’s (Swedish Quality Index) award, “Year’s Most Satisfied Savings Customers”. For more information visit: