Interim Report, 1st January - 30th September 2004

Interim Report, 1st January - 30th September 2004 - Operating income increased by 51% (22%) to SEK 155.6 million (SEK 103.4 m). - The profit after tax was SEK 51.8 million (SEK 22.8 m). - Earnings per share totalled SEK 1.95 (SEK 0.86) per share. - The result before goodwill amortization increased to SEK 78.7 million (SEK 38.4 m). - Earnings per share excluding goodwill amortization totalled SEK 2.13 (SEK 1.04). The corresponding result for the last twelve month period was SEK 2.69 (SEK 1.46). - Net deposits totalled SEK 2,100 million (SEK 1,000 m), corresponding to 19% (15%) of the total value of custodian accounts at the beginning of the year. For additional information, please contact Nicklas Storåkers, Managing Director of Avanza, on tel: +46 70 861 80 01. ------------------------------------------------------------ This information was brought to you by Waymaker http://www.waymaker.net The following files are available for download: http://www.waymaker.net/bitonline/2004/10/08/20041007BIT21920/wkr0001.pdf The full report

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Avanza is a digital platform for savings and investments, founded in 1999. The Parent Company, Avanza Bank Holding AB (publ), is listed on the Stockholm Stock Exchange. Avanza’s customer promise is a better return on your savings than with any other bank or pension providers in Sweden – due to low fees. Services include saving in shares, funds, savings accounts and a strong pension offering. Avanza has over 700,000 customers with more than SEK 270 billion in total savings capital. This is equivalent to 3.6 per cent of the Swedish savings market. Avanza is largest in terms of number of transactions among Swedish banks on the Stockholm Stock Exchange including First North. During the last eight years Avanza has won SKI’s (Swedish Quality Index) award, “Year’s Most Satisfied Savings Customers”. For more information visit: http://www.avanza.se/ir.

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