Interim Report, 1st January - 30th September 2005

• Operating income increased by SEK 29.5% (50.5%) to SEK 201.5 million (SEK 155.6 m). • The profit after tax was SEK 73.5 million (SEK 56.6 m). • Earnings per share totalled SEK 2.70 (SEK 2.13). • Net deposits totalled SEK 3,600 million (SEK 2,100 m), corresponding to 22.2% (19.1%) of the total value of custodian accounts at the beginning of the year. Comments from the Managing Director “Avanza took its first steps into the pension market during the summer, and it is apparent that there is considerable demand for Avanza’s offering, with its simple products and low charges - within a couple of months of its launch, Avanza’s capital pension product had attracted over SEK 300 million in capital. Overall, Avanza’s pension and insurance products amount to more than SEK 1,200 million at the moment, and the next few months will see us continue our development with the launch of private pension and occupational pension insurance products.” “It’s also clear that more and more people are combining their share, mutual fund, and pension savings under the Avanza umbrella, and we will be focusing even harder on sales and marketing during the fourth quarter, with the aim of supporting this trend. It is our belief that Avanza will report a substantial growth in profits for 2005,” says Nicklas Storåkers, Managing Director of Avanza. For additional information, please contact Nicklas Storåkers, Managing Director of Avanza, tel: +46 70 861 80 01.

About Us

Avanza is a digital platform for savings and investments, founded in 1999. The Parent Company, Avanza Bank Holding AB (publ), is listed on the Stockholm Stock Exchange. Avanza’s customer promise is a better return on your savings than with any other bank or pension providers in Sweden – due to low fees. Services include saving in shares, funds, savings accounts and a strong pension offering. Avanza has more than 750,000 customers with over SEK 300 billion in total savings capital. This is equivalent to 3.7 per cent of the Swedish savings market. Avanza is largest in terms of number of transactions among Swedish banks on the Stockholm Stock Exchange including First North. During the last eight years Avanza has won SKI’s (Swedish Quality Index) award, “Year’s Most Satisfied Savings Customers”. For more information visit: http://investors.avanza.se/en.

Subscribe

Documents & Links