Interim Report January – September 2015

Gothenburg, Sweden – Collector AB (publ) (Nasdaq Stockholm: COLL).


  • Total income increased by 34 % and amounted to SEK 857 million (641)
  • Profit after tax increased by 52 % and amounted to SEK 195 million (128)
  • Return on equity (RoE) was 22 % (26)
  • Earnings per share increased to SEK 2.20 (1.71)
  • Strong performance within the Retail segment, primarily within Personal loans and Payment solutions
  • Growth remained strong for Property finance within the Corporate segment
  • Total capital ratio (capital ratio) increased to 19 % (15)


  • Total income increased by 33 % and amounted to SEK 296 million (223)
  • Profit after tax increased by 55 % and amounted to SEK 80 million (51)
  • Earnings per share increased to SEK 0.85 (0.68)
  • The credit portfolio increased by 45 % to SEK 7,427 million (5,122)

Find out more at

For more information, please contact:
Stefan Alexandersson, CEO Collector  I Phone +46 70 607 38 87  I  Mail
Clara Bolinder Lundberg, IR Manager Collector  I Phone +46 707 19 84 43  I  Mail

This information is published in accordance with the Swedish Securities Market Act, the Swedish Financial Instruments Trading Act and/or the regulations of Nasdaq Stockholm. The information was submitted for publication at November 3, 2015 at 08.15. Nasdaq Stockholm: Ticker COLL

Readers are reminded that the original financial report, signed by the Board of Directors, is in Swedish. This is a translation of the Swedish financial report.


About Us

Collector is an innovative, digital, niche bank that offers financing solutions to private and corporate customers. Operations are comprised of the Retail and Corporate segments. Within the Retail segment, the company is engaged in lending to private individuals, invoice and payments by instalments to e-commerce and retail companies, credit card services and deposits. The Corporate segment includes real estate credits, factoring and company credits directed mainly at small and medium-sized enterprises, debt collection on behalf of customers (assignment debt collection) and the acquisition of portfolios of overdue receivables. The company has offices in Gothenburg (head office), Stockholm, Helsinki and Oslo. The Group consists of the parent company Collector AB (publ), wholly owned subsidiary Collector Bank AB, where the main business is conducted, Colligent Inkasso AB and Colligent Norge AS with business services and debt collection and Collector Ventures 1 KB with investments in Fintech. Collector AB (publ) is listed on Nasdaq Stockholm



From a financial standpoint, the third quarter was the best in the history of Collector.
Stefan Alexandersson, CEO