VIRGIN TAKES THE TOP SPOT ON THE BALANCE TRANSFER BEST BUYS JUST IN TIME FOR CHRISTMAS, WITH NATWEST & RBS ALSO RAISING THEIR GAME.

Chris Griffiths, head of Credit Cards says: “Today Virgin have improved their credit card offering and top the best buys as the new market leading balance transfer card. With 0% interest on balance transfers for 16 months, and a typical APR of 16.8%, it just edges ahead of the MBNA Platinum card courtesy of the 2.89% BT handling fee. RBS and NatWest have also extended their 0% BT period back up to 16 months, although the cards continue to be available to existing current account customers only. This type of competition is great for those looking to consolidate existing debts, with significant savings to be made over 16 months if the balance stays interest free. A typical customer transferring a balance of £2,200(1) could save £447(2) over 16 months compared to those paying the average 18.69% APR(3). “These introductory offers won’t stay around forever so customers need to move quickly. Shopping around is the simplest way to find the best card to suit every personal circumstance. Customers should consider what cards they currently hold and where they are looking to move a balance from as these factors will influence the options available. It is also crucial to be responsible and stay within the credit limit as well as ensuring payments are up to date or else there is a risk the introductory offer will be withdrawn” ENDS - For further information: Confused.com press office pressoffice@confused.com Victoria Leyton 02920 434398 Notes to editors The credit checker tool is available at: www.confused.com/credit-cards 1. £2,200 is the current average balance transfer amount reported by the British Banking Association (2/11/2010) 2. A customer paying the minimum 2.5% each month could expect to accrue £511.06 interest over 16 months. The BT handling fee of 2.89% for £2,200 is £63.58, leaving a net benefit of £447.48 3. Effective interest rate of Credit Cards bearing interest in August 2010 according to the Bank of England About Confused.com Confused.com is one of the UK’s biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include home insurance, travel insurance, pet insurance, van insurance, motorbike insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, mortgages and life insurance. Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. By using cutting-edge technology, it has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers with their decision-making, subsequently finding them great deals on a wide-range of insurance products, financial services, utilities and more. Confused.com’s service is based on the most up-to-date information provided by UK suppliers and industry regulators. Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.

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