Third quarter report 2008

Financial highlights

Third quarter 2008
• Pre-tax operating profits before write-downs were NOK 4.4 billion (3.7)
• Profit for the period was NOK 2.8 billion (3.7)
• Return on equity was 15.5 per cent (21.8)
• Earnings per share were NOK 2.12 (2.72)
• The cost/income ratio was 50.6 per cent (51.3)
• The core capital ratio, including 50 per cent of interim profits, was 6.7 per cent (7.2)

January through September 2008
• Pre-tax operating profits before write-downs were NOK 10.5 billion (11.5)
• Profit for the period was NOK 7.3 billion (9.9)
• Return on equity was 13.0 per cent (19.8)
• Earnings per share were NOK 5.39 (7.32)
• The cost/income ratio was 55.6 per cent (50.1)

About Us

DNB is Norway's largest financial services group and offers financial products and services, including loans and deposits, mutual funds and asset management, life insurance and pension savings, payment and financing services, real estate broking and services related to the money and capital markets.

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