Interim report for FöreningsSparbanken (Swedbank) January - September 2003

Interim report for FöreningsSparbanken (Swedbank) January - September 2003 October 24, 2003 Operating profit rose by 42 percent to SEK 7,097 M January - September 2003 in summary: · Operating profit rose by 42 percent to SEK 7,097 M (5,000) · Profit for the period rose by 57 percent to SEK 4,719 M (3,006) · The return on equity rose to 16.0 percent (10.7) · Earnings per share rose to SEK 8.94 (5.69) · Total income rose by 6 percent to SEK 18,270 M (17,211) · Net interest income rose by 4 percent to SEK 12,105 M (11,663) · Net commission income decreased by 3 percent to SEK 4,177 M (4,325) · Net profit on financial operations rose to SEK 544 M (253) · Expenses decreased by 1 percent to SEK 10,173 M (10,241) · Loan losses decreased by 33 percent to SEK 832 M (1,243) · Operating profit for the third quarter rose by 85 percent to SEK 2,568 M (1,388) compared with the corresponding quarter previous year · FöreningsSparbanken was named Commercial Bank of the Year For further information, please contact: Jan Lidén, Deputy President, Regional manager Stockholm and Acting CFO Phone + 46 8 5859 2227 Henrik Kolga, Head of Group Communications Phone + 46 8 5859 2779, + 46 708-11 13 15 Jonas Blomberg, Head of Investor Relations Phone + 46 8 5859 3322, + 46 702 650 133 ------------------------------------------------------------ This information was brought to you by Waymaker http://www.waymaker.net The following files are available for download: http://www.waymaker.net/bitonline/2003/10/24/20031024BIT00020/wkr0001.doc The full report http://www.waymaker.net/bitonline/2003/10/24/20031024BIT00020/wkr0002.pdf The full report

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