Market Making and Primary Dealership for HFF Bonds

The Housing Financing Fund
Company Announcement

Market Making and Primary Dealership for HFF Bonds

The Housing Financing Fund (HFF) has decided to offer members of the Nasdaq OMX
in Iceland a Primary Dealership System agreement with HFF. 

Members of Nasdaq OMX in Iceland who are willing to undertake the obligations
of the agreement and become primary dealers for HFF bonds, are expected to sign
between 4:00 – 5:00pm on Friday September 28th, 2012 at HFF´s main office,
Borgartún 21, 105 Reykjavík. 

Enclosed is a sample of a Primary Dealership agreement.

Íbúðalánasjóður

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Market Making and Primary Dealership for HFF Bonds