Länsförsäkringar Hypotek: Interim report January – September 2005

Summary: • Operating income amounted to SEK 18.9 M (19.2). • Net interest income increased by 12% to SEK 127.0 M (113.7). • Return on equity after standard tax was 1.3% (3.1). • Lending to the public amounted to SEK 29.1 billion (22.0), up 32% since September 2004. • The market share in terms of lending for private homes and tenant-owned apartments rose to 2.8% (2.4). • Capital adequacy was 11.6% (12.2) and the Tier 1 ratio 9.4% (9.9). • A capital contribution of SEK 315 M was received in the form of an unconditional shareholders’ contribution. • The number of home mortgage customers increased by 25% to 79,000 (63,000). Figures in parentheses pertain to January – September 2004. The full report is found at: www.lansforsakringar.se/Info/In_english For further information, contact: Anders Borgcrantz, CEO Länsförsäkringar Hypotek + 46 8 588 412 51 + 46 73 964 12 51 anders.borgcrantz@lansforsakringar.se Christer Baldhagen, Senior Vice President Corporate Communications +46 8 588 415 01 +46 70 579 70 66 christer.baldhagen@lansforsakringar.se

About Us

Länsförsäkringar is Sweden’s only customer-owned and locally established banking and insurance group. The customers in each of the counties in the country own their local and independent regional insurance company. The 23 regional bank and insurance companies cooperate in the jointly owned Länsförsäkringar AB, which conducts development and provides services within banking, life assurance, non-life insurance and animal insurance. Länsförsäkringar offers a broad range of insurance and banking services for individuals, companies and farming. All companies within the Länsförsäkringar Alliance are environmentally certified in accordance with ISO 14001.

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