PCI's Roadmap to Summer Safety: Swimming and Boating

CHICAGO, IL – Summer is finally here and it is time to enjoy outdoor activities! As you continue your Roadmap to Summer PCI offers swimming and boating tips and facts to keep you and your family safe.

Did you know that there are 10.6 million swimming pools across the United States? Before your kids start screaming “Cannonball” as they jump into the pool make sure you are aware of Water Safety Tips.

Water Safety Tips:

  • Toys can attract young children to the pool, make sure the toys are out of sight

  • Establish rules for your family and enforce them

  • Never leave a child unattended near the water

  • Ask pool users if they know how to swim

  • Keep pool area clear of glass bottles or other potential hazards

  • Keep a first aid kit close, and make sure the floating safety device is near the pool

There are 3,400 fatal unintentional drownings in the year United States each year. If you have a pool in your backyard, make sure you are covered properly. Pools may require additional liability insurance. Most homeowners policies include a minimum of $100,000 worth of liability protection however if you are a pool owner you may want to consider increasing the amount and talk to your insurance agent about purchasing an umbrella policy. Don’t forget to insure the pool itself as it could be damaged by a storm or other disaster.

Recreational boating is another popular summer activity as it draws in 75 million people across the United States. While you're spending some time out on the water, make sure you are exercising caution. Almost half of all boating accidents involve alcohol, and  operating a boat while intoxicated is a federal offense.

It’s important you talk to your insurance agent to learn more about insurance policies available for boat owners. There are policies that allow you to suspend your coverage for specific periods when you are not using your boat.

Before hitting the water, it is always a good idea to look into boating classes that might be available in your area.

For more information on Summer Facts and Tips you can follow @PCIAA on Twitter use #summersafety

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About Us

PCI promotes and protects the viability of a competitive private insurance market for the benefit of consumers and insurers. PCI is composed of nearly 1,000 member companies, representing the broadest cross section of insurers of any national trade association. PCI members write more than $183 billion in annual premium, 35 percent of the nation's property casualty insurance. Member companies write 42 percent of the U.S. automobile insurance market, 27 percent of the homeowners market, 32 percent of the commercial property and liability market and 34 percent of the private workers compensation market.

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Quick facts

While you're spending some time out on the water, make sure you are exercising caution
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There are policies that allow you to suspend your coverage for specific periods when you are not using your boat.
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Pools may require additional liability insurance.
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