Invitation Skandia Capital Markets Day

Skandia Capital Markets Day Monday, 1st March 2004 Skandia will be holding a Capital Markets Day for institutional investors and financial analysts in London on 1st March 2004. The purpose of the day is to bring you an in-depth briefing on the company's operational targets, the individual divisions and its country business units. You will have the opportunity to meet with Hans-Erik Andersson, President and CEO and key operational management. The Capital Markets Day will be held on: Monday 1st March 2004 from 08.30- 12.15 when lunch will be served at The Brewery Chiswell Street London E1Y 4SD We hope you can attend and would be grateful if you could return the fax reply form below to Sarah Hindmarsh. Skandia will publish its year-end results on 27 February 2003. Please note that the Group sales for 2003 will be published on Monday 16 February. Kind regards Harry Vos Head of Investor Relations PLEASE RETURN THIS FORM BY EMAIL OR FAX TO: Sarah Hindmarsh at Morgan Stanley Email: sarah.hindmarsh@morganstanley.com Fax Number: + 44 (0)20 7425 6941 NAME:______________JOB TITLE:________________________________________ COMPANY:___________EMAIL:____________________________________________ TEL:_______________SPECIAL DIETARY REQUIREMENTS:_____________________ ( ) I will attend the CMD ( ) I will not attend the CMD ( ) I will be staying for lunch ( ) I will be replaced by: ------------------------------------------------------------ This information was brought to you by Waymaker http://www.waymaker.net The following files are available for download: http://www.waymaker.net/bitonline/2004/02/06/20040206BIT00500/wkr0001.doc http://www.waymaker.net/bitonline/2004/02/06/20040206BIT00500/wkr0002.pdf

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