Travel Forum Study from Allianz Global Assistance Shows Web Has Transformed Consumers into More Savvy, Selective Travel Buyers

A study from travel insurer Allianz Global Assistance shows that expanded use of the internet has significantly changed the way consumers view travel.  The study reviewed 32 million exchanges on travel forums in 11 countries, finding that consumers have become much more travel savvy, thus gaining new skills in purchasing trips that best meet their goals.

The results are part of the Allianz Global Assistance #Helpme Forums Observatory, which document four travel behavioral profiles, confirming the emergence of a new traveler - the skillful tourist.

Skills that travelers have gained through increased web usage include knowing how to:

  • optimize their itinerary to find the best combination of price and quality
  • take advantage of short term offers to experience a better trip
  • anticipate travel constraints, including security, scheduling and comfort
  • adapt travel goals to meet travel realities

In addition to these skills, the following four behavioral profiles emerged, segmenting travelers according to their goals:

  •  The “comfort” traveler -- focused on quality of the experience and seeking validation of  plans by like-minded travelers
  • The “active” traveler -- seeking a physically challenging trip, experiencing as much as possible and then sharing those experiences
  •  The “money smart” traveler -- looking for a deal  and to only spend money on packages that meet the traveler’s vision
  •  The “stress” traveler  -- concerned about what may go wrong on a trip and then seek advice from peers and travel professionals to navigate through potential problems

The behavioral segment tends to be guided by a tourist’s country of origin.  Americans are concerned about being money-smart and avoiding stress, but are not overly preoccupied by them.  By comparison, French travelers are largely focused on comfort and staying active. 

“The HelpMe Forum demonstrates how travelers are becoming more sophisticated in visualizing and planning their trips, and suggests how travel agents and other travel suppliers can tailor their offerings to increase customer satisfaction,” said Joe Mason, chief marketing officer at Allianz Global Assistance USA.  “It also shows that travel insurance is an important consideration, especially for travelers concerned with protecting their travel investment while planning a stress-free trip.”

The Allianz Global Assistance #HELPME Study is a unique overview of the most widely discussed travel-related topics by Internet users in 11 countries (Australia, Austria, China, France, Germany, Italy, the Netherlands, Poland, Spain, United Kingdom, and the United States) as posted in traveler forums in the past five years. For each country, five to ten travel forums were selected from the most highly ranked sites and millions of comments were analyzed. Among other findings, a close analysis of these comments and their classification into different themes reveal the wide diversity of traveler concerns, varying from one geographical area to another.

Allianz Global Assistance USA

Allianz Global Assistance USA (AGA Service Company) is a leading consumer specialty insurance and assistance company.  We insure 16 million customers annually and are best known for our Allianz Travel Insurance plans. In addition to travel insurance, Allianz Global Assistance USA offers event ticket protection, registration protection for endurance events and unique travel assistance services such as international medical assistance and concierge services. The company also serves as an outsource provider for in-bound call center services and claims administration for health insurers, property and casualty insurers, and credit card companies.

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Allianz Global Assistance

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Allianz Global Assistance is an international leader in assistance, travel insurance and health, life & home care services, with operation centers in 34 countries. The company has more than 13,000 employees who speak 58 different languages and work throughout the world with an extensive network of quality service providers covering 167 countries.


Allianz is ranked 27th in the Forbes Global 2000 (2014) and is the 55th most valuable global brand (Interbrand, 2014). Allianz has 144,000 employees worldwide and 83 million customers in more than 70 countries. In 2013, Allianz had 110.8 billion euros in revenue and over 1,770 billion euros under management. 

Media Contact: Daniel Durazo



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Allianz Global Assistance USA As a leading consumer specialty insurance and assistance company, we are best known for our Allianz Travel Insurance plans. Serving 35 million U.S. customers annually, we may cover non-refundable trip expenses including covered trip cancellations and delays, as well as emergency medical treatment and transportation and more. Visit to learn more. We also offer Allianz Tuition Insurance at, as well as other consumer specialty insurance products through our partners.