Interim report Resurs Bank January—June 2017

1 January-30 June 2017*

•Lending to the public rose 14% to SEK 22,311 million

•Operating income increased 9% to SEK 1,427 million

•Operating profit increased by 13% to SEK 632 million

•C/I before credit losses was 41.6% (43.0%)

•The credit loss ratio was 1.8% (2.0%)

About Resurs Bank
Resurs was founded in 1977 and is one of the fastest-growing niche banks in the Nordic region. During the 1980s, we pioneered the successful “interest free” retail finance concept, and today we are one of the leading Nordic retail finance banks, with approximately 5.5 million private customers across the Nordic region. From our core business in retail finance, we have expanded our product offering to also include savings accounts, insurance policies, consumer loans and credit cards. The latter includes our own Supreme Card, of which there are roughly 150,000 holders in the Nordic region. Resurs Bank is owned by Parent Company Resurs Holding and is part of the Resurs Holding Group. In 2015, Resurs Bank acquired the subsidiary yA Bank. When we use the term “Group” in this report, we are referring to the Resurs Bank Group.

*Some performance measures used by management and analysts to assess the Group’s performance are not prepared in accordance with International Financial Reporting Standards (IFRS). Management believes that these performance measures make it easier for investors to analyse the Group’s performance. Definitions of performance measures are provided on page 26. The reasons for using alternative performance measures and reconciliation against information in the financial statements are provided on the website under “Financial information.”

This information is information that Resurs Bank AB is obliged to make public pursuant to the Securities Markets Act. The information was submitted for publication on 8 August 2017 at 7:30 a.m. CET .

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