THE HOLDING OF HERIDITAS IN AKTIA SAVINGS BANK OVER 5 %

AKTIA SAVINGS BANK PLC     STOCK EXCHANGE RELEASE     21.12.2004

THE HOLDING OF HERIDITAS IN AKTIA SAVINGS BANK OVER 5%

Aktia Savings Bank Plc has been informed that through a purchase of shares
executed today 21 December 2004, The annuity insurance institute
Livränteanstalten Hereditas has increased its shareholding from 200,000 shares to
1,800,000 shares of the total number of Aktia Savings Bank Plc shares of
35,258,050, therefore now holding 5.11 % of shares and voting rights.

The largest shareholder of Aktia Savings Bank Plc is the Helsingfors Savings Bank
Foundation with its 20.5% holding.


AKTIA SAVINGS BANK PLC


From:

Henrik Wikström
Head of Communications
Tel. +358 10 247 6590, +358 50 63201
henrik.wikstrom@aktia.fi

Distribution: OMX, the media