Property Services That Don't Break The Budget

Chancellor Announces Budget Incentives for First Time Buyers But How Do You Find A Cheap Conveyancer and Mortgages To Suit?

First time buyers have had a hard time in the last few years with record lows in mortgage applications, bigger deposits being demanded by lenders and the prospect of high unemployment levels to contend with. While the Chancellor announced a number of incentives targeted at first time buyers in last week’s Budget including a £250 million shared equity fund, this was coupled with a lowering of the high tax rate threshold, pushing 750,000 more people into the 40% tax bracket. With all of this going on and pros and cons on both sides, getting the most out of every step of the house purchase is critical to first time buyers actually grasping a rung on what should be a lower ladder. Property services price comparison site LocalSurveyorsDirect can help in this area by providing cost free access to registered property professionals in the local area. So, new buyers taking out one of the Government’s loans can stretch their own finances further by shopping around for the best deal on conveyancing and enlisting a specialist local mortgage broker to haggle with lenders. All of this is done in seconds with instant estimates provided on screen along with full contact details for the property professional. Buying a house for the first time is one of life’s top two or three most stressful moments – despite some signs of improvement, the day to day reality is that securing a suitable home loan can be mission impossible for some buyers. With most lenders requiring between a ten and twenty per cent deposit, dealing with interest rates and understanding the pitfalls of each mortgage option is daunting at best. An independent mortgage broker can help by searching the market for the best deal and explaining what each of the options means in the long term. While there is no alternative to jumping in the car and attending multiple viewings when looking for your property, the same time does not need to be put into finding a mortgage broker. Simply type in your postcode and LocalSurveyorsDirect will do the hard work, presenting a list of brokers in the local area along with telephone number and contact details. With a broker at work securing funding, finding a conveyancer is the next essential step. As this service frequently represents the most significant additional cost after the deposit, it can be a minefield trying to find one in budget and to the required standard. Again, LocalSurveyorsDirect can help make the budget work harder by taking the legwork out of finding a licensed conveyancer. Instant estimates are provided from specialists in the local area, making for a truly quick, easy and cost effective service. With no charge for the buyer, the service can literally save hundreds of pounds, freeing up funds for other associated costs. To find out more about conveyancing and mortgage brokers and to get instant estimates on a range of property services, log on to http://www.localsurveyorsdirect.co.uk

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