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Today’s Consumers Place High Priority in Repaying Student Loans

New York, NY:  Much has been reported about the challenging employment outlook for recent college graduates, even though most still manage to find full-time jobs.  It is therefore unsurprising that a Q4 2011 survey by the Professional Risk Managers’ International Association showed that 67.4% of U.S. bank risk professionals feel the level of student loan delinquencies is likely to rise in the next six months. However, in a striking change in behavior from preceding generations of college graduates, repaying student loans appears to be a very high priority for today’s consumers.

Auriemma Consulting Group Announces the Introduction of the New ACG Payments Report

In January 2011, the Auriemma Consulting Group (ACG) introduced The Debit Report (TDR).  During its first year of publication, TDR maintained a laser-like focus on debit card usage, demographics, and the impact of the Durbin Amendment.  ACG’s publications have always kept pace with changes in the payments industry and consistent with this objective, we are broadening TDR’s research focus to include prepaid cards as well as emerging and growing payment methods (including mobile, P2P, ACH, etc.). As part of this expanded research focus, the report will continue following debit usage and

Frequent travelers beware your plastic may not work so smoothly outside the US

New York, NY Providing a favorable customer experience for valued credit cardholders has always been a priority among lenders, and in the post-CARD Act environment it has become even more important.  One main challenge facing issuer’s in their quest to maintain their existing customer base is balancing fraud protection with the point of sale experience. Frequent international travelers are a particular customer population that makes this challenge even more difficult for lenders.  This segment is highly vulnerable to being attacked with fraud while traveling abroad and is simultaneously

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