Interim report January-March 2018

Gothenburg, Sweden – Collector AB (publ) (Nasdaq Stockholm: COLL)


  •  Income increased by 17 percent, amounting to SEK 511 million (438)
  •  Earnings after tax (EAT) were SEK 112 million (113)
  •  Higher expenses than historical relating to adaptations to regulations, double license and operating expenses, moving expenses and investments in new digital offerings.
  •  Return on equity (RoE) was 18 percent (20)
  •  Earnings per share, 1.09 (1.11)
  •  Good volume growth in the credit portfolio, SEK 20,232 million (14,973), 35 percent
  •  Continued strong development for Factoring and Company credits and Real estate credits.
  •  Strategic decision to further increase the quality of credit portfolio has diminished growth within personal loans.
  •  Stable credit loss level of 1.1 percent (1.1.)


  •  Agreement entered into with Apoteket


Readers are reminded that the original financial report, signed by the Board of Directors, is in Swedish. This is a translation of the Swedish financial report.

A telephone conference will be hold today in Swedish at 10.00 CET where CEO Liza Nyberg comments the report. Q & A session will follow the presentation. To participate in the telephone conference please call +46 8506 39549 or +442030089807. The switchboard is open from 09.55 CET.

You can follow and listen to the presentation from

The presentation material will be published before the conference on where it also will be possible to access the recorded version of the conference on-demand.

For additional information:

Clara Bolinder-Lundberg, IR Manager I Telephone +46 70 719 84 43 I E-post

This information is information that Collector AB is obliged to make public pursuant to EU Market Abuse Regulation. The information was submitted for publication, through the agency of the contact person set above, at 8.15 am CET on 24 April 2018.Ticker symbol COLL.


About Us

Collector is an innovative, digital, niche bank that offers financing solutions to private and corporate customers. Operations are comprised of the Retail and Corporate segments. Within the Retail segment, the company is engaged in lending to private individuals, invoice and payments by instalments to e-commerce and retail companies, credit card services and deposits. The Corporate segment includes real estate credits, factoring and company credits directed mainly at small and medium-sized enterprises, debt collection on behalf of customers (assignment debt collection) and the acquisition of portfolios of overdue receivables. The company has offices in Gothenburg (head office), Stockholm, Helsinki and Oslo. The Group consists of the parent company Collector AB (publ), wholly owned subsidiary Collector Bank AB, where the main business is conducted, Colligent Inkasso AB and Colligent Norge AS with business services and debt collection and Collector Ventures 1 KB with investments in Fintech. Collector AB (publ) is listed on Nasdaq Stockholm