Fourth quarter report 2007 DnB NOR Bank ASA

Financial highlights

Fourth quarter 2007
• Pre-tax operating profits before write-downs were down 1.2 per cent to NOK 3.2 billion (3.2)
• Profit for the period increased by 60.7 per cent to NOK 3.7 billion (2.3)
• Return on equity was 24.6 per cent (16.7)
• Expenses represented 51.3 per cent of income (49.8)
• The core capital ratio was 7.9 per cent (6.8)

Full year 2007
• Pre-tax operating profits before write-downs were up 6.4 per cent to NOK 13.1 billion (12.3)
• Profit for the year increased by 18.6 per cent to NOK 11.4 billion (9.6)
• Return on equity was 19.7 per cent (18.2)
• Expenses represented 50.6 per cent of income (50.1)
• The core capital ratio was 7.9 per cent (6.8)