Second quarter report 2007 DnB NOR Bank ASA

Financial highlights

Second quarter 2007
• Pre-tax operating profits before write-downs were up 21.2 per cent to NOK 3.5 billion (2.9)
• Profits were NOK 2.5 billion (2.4)
• Expenses were reduced to 48.9 per cent of income (51.8)
• Return on equity was 17.2 per cent (19.0)
• The core capital ratio was 7.3 per cent (7.2)

First half 2007
• Pre-tax operating profits before write-downs were up 12.5 per cent to NOK 6.9 billion (6.1)
• Profits were NOK 4.9 billion (4.9)
• Expenses were reduced to 49.2 per cent of income (50.1)
• Return on equity was 17.4 per cent (19.5)
• The core capital ratio was 7.3 per cent (7.2)

About Us

DNB is Norway's largest financial services group and offers financial products and services, including loans and deposits, mutual funds and asset management, life insurance and pension savings, payment and financing services, real estate broking and services related to the money and capital markets.

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