Third quarter report 2007

Financial highlights

Third quarter 2007
• Pre-tax operating profits before write-downs were up 9.5 per cent to NOK 3.7 billion (3.4)
• Profit for the period increased by 35.3 per cent to NOK 3.7 billion (2.7)
• Return on equity was 21.8 per cent (18.0)
• Expenses represented 51.3 per cent of income (50.9)
• The core capital ratio, including 50 per cent of interim profits, was 7.2 per cent (6.7)

January–September 2007
• Pre-tax operating profits before write-downs were up 10.0 per cent to NOK 11.5 billion
(10.5)
• Profit for the period increased by 18.2 per cent to NOK 9.9 billion (8.4)
• Return on equity was 19.8 per cent (18.8)
• Expenses represented 50.1 per cent of income (49.9)
• The core capital ratio, including 50 per cent of interim profits, was 7.2 per cent (6.7)