Third quarter report 2008

Financial highlights

Third quarter 2008
• Pre-tax operating profits before write-downs were NOK 4.4 billion (3.7)
• Profit for the period was NOK 2.8 billion (3.7)
• Return on equity was 15.5 per cent (21.8)
• Earnings per share were NOK 2.12 (2.72)
• The cost/income ratio was 50.6 per cent (51.3)
• The core capital ratio, including 50 per cent of interim profits, was 6.7 per cent (7.2)

January through September 2008
• Pre-tax operating profits before write-downs were NOK 10.5 billion (11.5)
• Profit for the period was NOK 7.3 billion (9.9)
• Return on equity was 13.0 per cent (19.8)
• Earnings per share were NOK 5.39 (7.32)
• The cost/income ratio was 55.6 per cent (50.1)