FöreningsSparbanken (Swedbank) Preliminary year-end report for 2002

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Preliminary year-end report for 2002 Operating profit amounted to SEK 6,848 M 2002 in summary: · Operating profit amounted to SEK 6,848 M (8,039) · The return on equity was 11.2 percent (14.7) · Earnings per share amounted to SEK 7.87 (9.86) · Net interest income rose to SEK 15,549 M (15,016) · Net commission income amounted to SEK 5,764 M (6,072) · Net profit on financial operations amounted to SEK 441 M (1,110) · Expenses decreased to SEK 13,698 M (13,894) · Loan losses amounted to SEK 1,603 M (1,337) · The market share for new household deposits in Sweden rose preliminarily to 26 percent (17.6) · Proposed dividend unchanged at SEK 5.50 per share Stockholm, February 14, 2003 FöreningsSparbanken AB (publ) Birgitta Johansson-Hedberg President and Chief Executive Officer For further information, please contact: Nils-Fredrik Nyblæus, Deputy President, Accounting and Finance phone + 46 8 5859 2532 Staffan Salén, Executive Vice President, Information and Investor Relations phone + 46 8 5859 2779, + 46 705 310 111 Jonas Blomberg, Head of Investor Relations phone + 46 8 5859 3322, + 46 702 650 133 Financial information 2003 The Group's financial reports can be obtained or ordered on FöreningsSparbanken's home page at http://www. foreningssparbanken.se/ir or at the nearest branch of FöreningsSparbanken. The annual report is scheduled to be published in March. It will be available to the public at FöreningsSparbanken's headquarters at Brunkebergstorg 8 in Stockholm and online at http://www. foreningssparbanken.se/ir. FöreningsSparbanken will publish financial reports on the following dates: - Interim report January - March 2003 on April 29, 2003 - Interim report January - June 2003 on August 22, 2003 - Interim report January - September 2003 on October 24, 2003 The Annual General Meeting will be held in Stockholm on April 10, 2003. ------------------------------------------------------------ This information was brought to you by Waymaker http://www.waymaker.net The following files are available for download: http://www.waymaker.net/bitonline/2003/02/14/20030214BIT00050/wkr0001.doc The full report http://www.waymaker.net/bitonline/2003/02/14/20030214BIT00050/wkr0002.pdf The full report