Interim report for FöreningsSparbanken (Swedbank) January - September 2004

Interim report for FöreningsSparbanken (Swedbank) January - September 2004 October 29, 2004 Continued high profitability and strong profit trend January - September 2004 in summary: · Profit for the period rose by 42 percent to SEK 6,708 M (4,719) · The sale of FI-Holding was finalized and generated a capital gain of SEK 1,270 M · Excluding capital gains, profit for the period rose by 25 percent to SEK 5,438 M (4,367) · Operating profit rose by 29 percent to SEK 9,153 M (7,097) · The return on equity rose to 21.6 percent (16.0) · Earnings per share rose by 43 percent to SEK 12.74 (8.94) · Total income rose by 10 percent to SEK 20,144 M (18,270) · Net interest income rose by 2 percent to SEK 12,350 M (12,105) · Net commission income rose by 19 percent to SEK 4,973 M (4,177) · Excluding profit-based staff costs and costs for personnel changes, expenses decreased by 1 percent · Loan losses decreased by 52 percent to SEK 396 M (832) · FöreningsSparbanken was named Commercial Bank of the Year for the second consecutive year For further information, please contact: Jan Lidén, President and CEO, Acting CFO Phone + 46 8 585 922 27 Henrik Kolga, Head of Communications Phone + 46 8 585 927 79, + 46 708 11 13 15 Jonas Blomberg, Head of Investor Relations Phone + 46 8 585 933 22, + 46 702 650 133 ------------------------------------------------------------ This information was brought to you by Waymaker http://www.waymaker.net The following files are available for download: http://www.waymaker.net/bitonline/2004/10/29/20041029BIT20030/wkr0001.pdf The full report