Interim report January-June 2003

Interim report for FöreningsSparbanken (Swedbank) January - June 2003 August 22, 2003 Operating profit rose by 25 percent to SEK 4,529 M First half of 2003 in summary: · Operating profit rose by 25 percent to SEK 4,529 M (3,612) · Profit after tax increased by 30 percent to SEK 2,983M (2,292) · The return on equity rose to 15.3 percent (12.2) · Earnings per share increased to SEK 5.65 (4.34) · Total income rose by 7 percent to SEK 12,254 M (11,462) · Net interest income rose by 3 percent to SEK 7,991 M (7,733) · Net commission income decreased by 9 percent to SEK 2,701 M (2,956) · Net profit on financial operations rose to SEK 412 M (70) · Expenses decreased by 1 percent to SEK 6,807 M (6,899) · Loan losses decreased by 23 percent to SEK 672 M (868) · The capital gain on the sale of the shares in Erste Bank amounted to SEK 489 M · The shareholding in SpareBank 1 Gruppen was written down by SEK 311 M For further information, please contact: Nils-Fredrik Nyblæus, Deputy President and Chief Financial Officer Phone + 46 8 5859 2532 Jonas Blomberg, Head of Investor Relations Phone + 46 8 5859 3322, + 46 702 650 133 ------------------------------------------------------------ This information was brought to you by Waymaker http://www.waymaker.net The following files are available for download: http://www.waymaker.net/bitonline/2003/08/22/20030822BIT00030/wkr0001.doc The Full Report http://www.waymaker.net/bitonline/2003/08/22/20030822BIT00030/wkr0002.pdf The Full Report