Teleconference call

Teleconference If P&C Insurance is pleased to invite you to a conference call on Tuesday February 25, 2003, at 16:00 Stockholm Time to review the Year- end Report Announcement. Torbjörn Magnusson, CEO, Nils Henriksson, CIO and Ricard Wennerklint, CFO, will represent If. Prepared remarks will take approximately 20 minutes and will be followed by a question-and-answer session. The presentation will be published on Ifs IR web site, www.if- insurance.com. The teleconference call agenda (Stockholm Time): 15:50 Call + 44 (0)20 716 201 25 and request to be connected to the If teleconference 16:00 Review of Q4 results 16:20 Questions & Answers 15:40 If teleconference call close In case you are not able to join the teleconference, you can listen to a recorded version. It will be available until March 5, 2003. Please call + 44 (0)20 828 844 59 and enter the access code: 48 99 52 to listen. Helena Dyrssen Corp. Communication Elisabeth Wisén Investor Relations Copenhagen Helsinki Oslo Stockholm For more information, please contact Press: Helena Dyrssen Tel: +46 8 788 2335 Mobile: +46 705 292 335 Investor relations: Elisabeth Wisén Tel: +46 8 788 24 28 Mobile: +46 8 388 24 28 ------------------------------------------------------------ This information was brought to you by Waymaker http://www.waymaker.net The following files are available for download: http://www.waymaker.net/bitonline/2003/02/19/20030219BIT00920/wkr0001.doc http://www.waymaker.net/bitonline/2003/02/19/20030219BIT00920/wkr0002.pdf