Handelsbanken’s Interim Report January - March 2020

Summary January - March 2020, compared with January - March 2019 · Strong capital situation and liquidity. The common equity tier 1 ratio increased to 17.6% (16.4).  · Stable credit quality. The credit loss ratio was 0.08% (0.05). 0.07% of this amount was attributable to additional provision requirements for expected credit losses.  · Operating profit went down by 16% to SEK 5,142m (6,110). Adjusted for foreign exchange effects and the reversal of 2018’s preliminary provision for the Oktogonen profit-sharing scheme carried out during the period of comparison, operating profit