Handelsbanken’s Interim Report January – March 2025

Q1 2025(Q4 2024) · Operating profit was SEK 8,136m (9,177). · Return on equity was 12.9% (14.2). · Earnings per share amounted to SEK 3.19 (3.46). · The C/I ratio was 40.7% (39.7). · The credit loss ratio was -0.01% (-0.03). · The common equity tier 1 ratio was 18.4% (18.8). January – March 2025(January – March 2024) · Operating profit was SEK 8,136m (8,267). · Return on equity was 12.9% (13.7). · Earnings per share amounted to SEK 3.19 (3.33). · The C/I ratio improved to 40.7% (42.2). · The credit loss ratio was -0.01% (-0.01). · The common