Handelsbanken’s Interim Report

The quarter in brief (compared with Q2, excluding items affecting comparability) · Costs are well under control. Expenses fell by 3%. · Business is still showing strong performance. Income increased by 5%. · Profitability has improved. Underlying operating profit grew by 14%. RoE was 11.6%. · Own funds have been further strengthened. The common equity tier 1 ratio was 19.4%. Q3 2020- compared with Q2 2020 · Operating profit, adjusted for foreign exchange movements and items affecting comparability, increased by 14%. Profit was impacted by a provision for a