Handelsbanken’s Interim Report January – September 2025

Q3 2025(Q2 2025) · Operating profit climbed by 8% to SEK 7,768m (7,164) · Return on equity improved to 13.3% (12.7) · Earnings per share grew to SEK 3.00 (2.77) · The C/I ratio improved to 40.5% (44.2) · The credit loss ratio (net reversals) amounted to   -0.01% (-0.03) · The common equity tier 1 ratio was 18.2% (18.4)  January – September 2025(January – September 2024) · Operating profit was SEK 23,068m (25,839) · Return on equity was 13.0% (14.8) · Earnings per share amounted to SEK 8.97 (10.41) · The C/I ratio was 41.7% (40.7) · The credit loss