Handelsbanken’s Highlights of the Annual Report January – December 2022

JANUARY – DECEMBER 2022- COMPARED WITH JANUARY – DECEMBER 2021 · Operating profit increased by 13% to SEK 26,619m (23,475). · Return on equity increased to 12.5% (11.8). · Income grew by 13% to SEK 50,249m (44,277). · Net interest income increased by 21% to SEK 36,610m (30,321) due to higher business volumes and recovered interest margins. · Adjusted for items affecting comparability*, expenses increased by 3%. The increase can be explained by increased IT investments and business development aimed at improving efficiency and business growth. Reported expenses climbed by