Highlights of Handelsbanken’s Annual Report January – December 2023

January – December 2023(January – December 2022) · Operating profit increased by 35% to SEK 36,322m (26,829). · Return on equity increased to 15.9% (12.8). · The C/I ratio improved to 37.2% (42.1). · The credit loss ratio was 0.01% (0.00). · The common equity tier 1 ratio after the proposed dividends was 18.8% (19.6). · The Board of Directors proposes an ordinary dividend of SEK 6,50 (5.50) per share and a special dividend of SEK 6,50 (2.50) per share. Q4 2023(Q3 2023) · Operating profit was SEK 9,057m (9,908). · Return on equity was 15.2% (17.3). · The