Monobank ASA: Continued growth and improved profitability

Highlights: · Q3’18 net loan balance increased 7.4% to NOK 3 449 million from Q2’18 on geographical expansion · Scale effects effects drive profitability with Q3’18 net profit of NOK 15.5 million, up 12% vs. Q2’18 · Monobank’s multi-country platform enables continued geographical expansion and diversification; launching consumer loan offering in Sweden in Q1 2019 · Mono Pay credit card platform continues to develop, introduction of Widerøe-branded digital credit card platform in September and full launch by the end of 2018Monobank experienced positive operational