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M-REAL SIGNED EUR 500 MILLION SYNDICATED LOAN AGREEMENT

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M-real Corporation Stock Exchange Bulletin 15.12.2004 at 4.45 p.m.


M-REAL SIGNED EUR 500 MILLION SYNDICATED LOAN AGREEMENT

M-real Corporation has today signed a EUR 500 million syndicated
revolving credit facility agreement. The facility replaces facility
agreement of EUR 700 million signed in 2000. The term of the facility
is five years and the mandated lead arrangers are Barclays Capital,
BNP Paribas, Commerzbank, Danske Bank, and Nordea. The amount of
banks participating in the transaction is 21.

M-REAL CORPORATION

Corporate Communications

For additional information contact M-real´s Chief Financial Officer
Juhani Pöhö, tel. +358 10 469 5283 or Aapo Nikunen, Managing
Director, Metsä Group Financial Services Oy,
tel. +358 10 469 425

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