Fourth-quarter and full-year results 2025

Nordea Bank AbpFinancial Statement Release29 January 2026 at 7.45 EET Summary of the quarter Return on equity 14.4% – earnings per share EUR 0.34. Nordea’s return on equity for the quarter was 14.4%, compared with 14.3% a year ago, reflecting resilient and strong performance despite muted consumer sentiment due to ongoing geopolitical tensions. The cost-to-income ratio excluding regulatory fees was 46.2% for the quarter, improving from 47.9% a year ago. Earnings per share were EUR 0.34, up from EUR 0.32 a year ago. Total income resilient. As expected, net interest income was