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PCI's Roadmap to the Summer: Fourth of July

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CHICAGO, IL – Independence Day Weekend is just around the corner and with that comes Summer Fun and Festivities.  But don’t let summer fun spark an insurance claim.    

Did you know when the Declaration of Independence was signed there were 2.5 million people living in the colonies? As of July 2014 there are over 318.4 million now living in the United States who spend on average $2 billion on Fourth of July cookouts. Some of the big hits are hamburger patties bringing in $193.6 million and popsicles bringing in $107.7 million.

Fireworks and the 4th of July go hand and hand. In 2011 the United States imported over $232 million worth of fireworks. We all know firework shows are exciting and fun to watch, but be sure you take precaution when using fireworks because the fun can backfire causing injuries.  Sparklers burn at temperatures of 2,000 degrees which is hot enough to burn some metals. In 2013, ERs treated 11,400 people for firework related injuries with hands and fingers being the most injured body parts. The National Fire Protection Association did a study in 2011 and found an estimated 17,800 reported fires were started by fireworks. These fires resulted in an estimated 40 civilian injuries and $32 million in direct property damage. 

Whether you are one of the 41 million that will be celebrating at someone else’s house this year or staying at home, make sure you and your family are prepared for a safe and enjoyable Holiday weekend. With increased travel and activities going on, make sure you know what your auto and homeowners insurance policies cover. Cooking fires, car accidents, firework injuries and boating accidents can lead to insurance claims.  Learn 4 Insurance Claims to avoid this 4th of July.

PCIAA offers firework safety tips for you this Holiday Weekend

  • Never give fireworks to children

  • Never try to re-light or pick up fireworks that have not ignited fully

  • If using fireworks, make sure you are outdoors and in a clear area

  • Wear safety glasses when shooting fireworks

  • Sparkler wire and sticks remain hot long after the flame has gone out. Drop spent sparklers in a bucket of water

  • Stay away from illegal fireworks. They are illegal due to the increased danger involved with certain types of fireworks

                                                                                                                                                                        

For more information on Summer Facts and Tips you can follow @PCIAA on Twitter

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Quick facts

If using fireworks, make sure you are outdoors and in a clear area.
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Sparkler wire and sticks remain hot long after the flame has gone out. Drop spent sparklers in a bucket of water.
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Never try to re-light or pick up fireworks that have not ignited fully.
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