SBAB Bank

About Us

SBAB’s business idea is to apply innovation and consideration to offer loans and savings products to private individuals, tenantowner associations and property companies in Sweden. SBAB was founded in 1985 and is owned by the Swedish state. SBAB has about 335,000 customers and 500 employees. SBAB had Sweden’s most satisfied residential mortgage customers in 2014, 2015 and 2016, according to Svenskt Kvalitetsindex (SKI, Swedish Quality Index). Read more at sbab.se, twitter.com/sbabbank, facebook.com/sbabbank.

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2019 was the strongest year to date in SBAB’s 35-year history. Net profit of almost SEK 1,800 million, lending of SEK 384 billion, Sweden’s most satisfied customers and one of Sweden’s best workplaces mean we look to the future full of confidence. At the same time, we are not underestimating challenges posed by new customer needs and the rapidly changing market.

Klas Danielsson, CEO of SBAB

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SBAB’s Annual Report and Sustainability Report for 2013 available online

Thu, Mar 27, 2014 11:00 CET

SBAB Bank AB (publ) has today published the following information on its website:- Annual Report 2013 - Sustainability Report 2013 All reports can be found at www.sbab.se/investor. Enclosures: SBAB Annual Report and Sustainability Report 2013

SBAB Year-end report 2013: Strong growth in customers but lower earnings

Fri, Feb 07, 2014 09:00 CET

SBAB’s CEO, Per Anders Fasth, comments:SBAB’s operating profit amounted to SEK 255 million for the fourth quarter and to SEK 1,085 million for the 2013 full-year. For the full-year, the return on equity was 9.5 percent. The capital base remained strong with a Core Tier 1 capital ratio of 23.3 percent. In the fourth quarter, earnings continued to be affected by competition in residential mortgages and real-estate lending, which led to pressure on margins in both the retail and corporate markets. Combined with an increase in costs, to some extent of a non-

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SBAB’s Annual Report and Sustainability Report for 2013 available online

SBAB Year-end report 2013: Strong growth in customers but lower earnings

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