New Jersey Homeowner Sues Insurers over Basement Definition
A homeowner has filed a class action lawsuit in a Newark, N.J., court, accusing some insurers of unjustly denying flood coverage claims. The suit claims these insurers did this by unfairly classifying residential first floors as “basements,” says an article in Newsday . According to the suit, the companies refused to pay for damaged furniture, rugs and other objects that occupied rooms in split-level houses, sunken living rooms, and even garden apartments. Adjusters have told many Long