New cruise insurance website introduces cover aimed at meeting the unique needs of cruise travellers
A specialist new website launches today – www.cruiseprotection.co.uk – introducing cruise insurance specifically designed to meet the unique needs of a cruise traveller - something which a standard travel insurance policy may not always do.
This cruise insurance has been designed to meet the gaps in the current market for travel insurance, where an independent study* revealed that there were a number of issues with current provisions:
- 29% of UK travel insurance is bundled into another financial services product, and these products do not cover pre-existing medical conditions;
- no cruise policies for UK travellers cover more than a total of £25,000 cancellation risk, and the increase in high value cruises leaves many insufficiently insured or not wishing to take their chance;
- trip and annual travel insurance usually has a cancellation cover limit of £3000 and is restrictive for mature travellers;
- 80% of all claims on a cruise policy are cancellation claims. Cruises can be booked up to 18-24 months ahead, therefore cancellation cover is vital. Many cruisers pay in full on booking their cruise, for convenience and also to receive discounted prices;
- most cruise and travel policies cease to cover consumers over the age of 78;
- insurers who will provide cover for pre-existing medical conditions have a very restricted view on what they want to cover, rather than a common-sense approach to assessing the stability of a condition, the duration of cruise and the destination of the cruise.
This bespoke policy is designed to bridge these gaps by offering:
- cancellation cover for the full invoice value, which can include flights, cruise, hotels, transfers and extended stays.
- full cover if one of the service providers (for example, the flight provider or cruise line) goes into insolvency;
- travellers with pre-existing conditions are eligible to apply and will be accepted subject to acceptance following a medical screening;
- no age discrimination – all travellers irrespective of age are eligible to apply;
- exceptional sum insured limits and comprehensive cover.
Visit www.cruiseprotection.co.uk for more information or for an online quote.
Ends
*Research carried out by International Travel and Healthcare Limited
Telephone: 01843 831088
Email: stella.hulott@speediepr.co.uk
About Cruise Protection
Cruise Protection is a website owned by Speedie Consultants Ltd, an introducer to onestop4: which is a registered trading name of International Travel & Healthcare Limited. International Travel & Healthcare Limited registered office: West House, 46 High Street, Orpington, Kent BR6 0JQ. Registration number: 05461888. International Travel & Healthcare Limited is authorised and regulated by the Financial Services Authority. No 433367
About Speedie Consultants
Speedie Consultants was established in 2003 by Jason and Stella Hulott, which sees them offering over 45 years’ combined experience in the internet marketing and copywriting industries. Speedie Consultants Limited offers many solutions for businesses’ internet marketing needs including the provision of web content; article marketing; natural link building; videos; social media marketing; mini-sites; blog set up and marketing; press release syndication; affiliate programme set up and management; and consultancy.
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