Highlights of Stadshypotek’s Annual Report for January – December 2012

JANUARY – DECEMBER 2013 COMPARED WITH JANUARY – DECEMBER 2012 Stadshypotek’s operating profit increased by 3 per cent or SEK 210 million to SEK 8,096 million (7,886). Net interest income grew by SEK 1,379 million to SEK 9,431 million (8,052). The increase in lending volume and improved margins both contributed to the growth in net interest income. SEK 1,003 million (649) of the net interest income was attributable to the branch in Norway, SEK 329 million (258) to the branch in Finland and SEK 166 million (115) to the branch in Denmark. The increase in net interest income at the Norwegian