Highlights of Stadshypotek’s Annual Report January–December 2022

JANUARY–DECEMBER 2022 COMPARED WITH JANUARY–DECEMBER 2021 Stadshypotek’s operating profit decreased by SEK 190m, or 1%, to SEK 12,887m (13,077). Net interest income fell by SEK 676m to SEK 14,979, (15,655), mainly due to decreased margins for Swedish and Norwegian private loans. Of the net interest income, SEK 852m (1,130) was attributable to the branch in Norway, SEK 557m (581) to the branch in Finland and SEK 512m (526) to the branch in Denmark. Excluding the branches, net interest income decreased by SEK 360m (+134). Net gains/losses on financial transactions decreased by SEK 100m