January - June 2006

Profit for the period for the second quarter 2006 increased by 23 percent to SEK 2.8 billion (compared with the first quarter 2006) • Profit for the second quarter attributable to the shareholders increased by 23 percent to SEK 2,786 M (2,270 in Q1). Profit for the first half year decreased by 4 percent to SEK 5,056 M (5,272 in the same period of 2005) • Earnings per share for the second quarter increased by 22 percent to SEK 5.40 (4.41 in Q1). Earnings per share for the first half year decreased by 5 percent to SEK 9.81 (10.28 in the same period of 2005) • Total income for the second quarter increased by 16 percent to SEK 7,578 M (6,543 in Q1). Total income for the first half year was stable at SEK 14,121 M (14,065 in the same period of 2005) • The cost/income ratio for the second quarter decreased to 0.51 (0.56 in Q1) • Operating profit for the second quarter increased by 33 percent to SEK 3,792 M (2,843 in Q1) • Recoveries for the second quarter exceeded loan losses and increased the result by SEK 116 M (-50 in Q1).