Year-end Report 2015

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Interim report for the fourth quarter 2015

Fourth quarter compared with third quarter 2015

  • Stable net interest income despite lower market interest rates

  • Increased deposit and mortgage volumes

  • Stronger net commission income

  • Higher net gains and losses on financial items at fair value
    caused by higher activity in FX and equity trading

  • Expenses in line with our intention to reduce total expenses to SEK 16bn for 2016

  • Higher credit impairments due to a small number of commitments

  • Stronger capitalisation

  • Proposed dividend per share of SEK 10.70 (11.35)

Swedbank AB (publ) is required to disclose this information pursuant to the Swedish Securities Markets Act (2007:528), the Swedish Financial Instruments Trading Act (1991:980) and/or the regulatory framework of Nasdaq Stockholm). This information was sent to be published on 2 February 2016 at 07:00 CET.

Swedbank promotes a sound and sustainable financial situation for the many people, households and companies. Our vision is to contribute to development “Beyond Financial Growth”. As a leading bank in the home markets of Sweden, Estonia, Latvia and Lithuania, Swedbank offers a wide range of financial services and products. Swedbank has over 7 million retail customers and around 600 000 corporate customers and organisations with 291 branches in Sweden and 147 branches in the Baltic countries. The group is also present in other Nordic countries, the US and China.
As of 30 September 2015 the group had total assets of SEK 2 312 billion. Read more at


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