Egidaco’s prospectus made public and choice of home member state

Press release December 19, 2008

Today, Egidaco Investments PLC (“Tinkoff”), the parent company of ‘Tinkoff. Credit Systems’ Bank, a Russian specialized credit card bank fully licensed by the Central Bank of Russia, makes the prospectus public in connection with its intention to list its outstanding EUR 70 million bond, issued on June 24, 2008, on the Corporate Bond list at NASDAQ OMX Stockholm. The listing of the bond is expected to be completed not later than December 23, 2008.

The prospectus is available on Tinkoff’s web site, www.eginvestments.net, and at its office address, 1st Volokolamsky Proezd, 10/1, Moscow, Russia, tel: +7 495 648 1000.

Tinkoff has chosen Cyprus as its home member state in accordance with European Union’s Transparency Directive (2004/109/EC). Tinkoff has its registered office in Larnaca, Cyprus.


Egidaco Investments PLC


For additional information

Oliver Hughes, President Ilya Pisemsky, CFO
tel: +7 495 648 1000 tel: +7 495 648-1000
e-mail: o.hughes@tcsbank.ru e-mail: i.pisemsky@tcsbank.ru


web: www.eginvestments.net