By working with Greater Than we are helping FIAT 500e drivers gain greater control over their impact on the roads while obtaining new intelligence to ensure we continue to satisfy our customers, today and in the future.

As the pressure increases globally for everyone to consider how their own activities affect the planet, it is becoming more and more important for organizations to take the lead in developing customer-centric solutions that empower drivers with data-driven insights that really make a difference.

What an exciting and nail-biting contest this was, with scores so close right to the end! It’s the fourth year we have organised the Challenge with the FIA and yet again we are thrilled to see such incredible engagement and effort to adopt smarter driving behaviours. It’s fantastic that the Challenge helps to strengthen awareness of the need for us all to act for a sustainable mobility future.

This is the third time in a row that a French driver wins the FIA Smart Driving Challenge and we are really proud of this achievement. By supporting the FIA SDC, we want to change habits on the road and promote smart driving as a solution to tackle road safety and environmental challenges.

Winning the FIA Smart Driving Challenge Season 2022 is a great honour. Taking part in the FIA SDC has taught me to make smarter decisions on the road. Thanks to the easy-to-use app, I have had access to valuable insights on my driving and they gave me the keys to become a much better driver.

Our customers are keen to take ownership of their climate impact and help their drivers minimize their CO2 emissions as well as safely return home to their loved ones at the end of each workday. This exciting new partnership between eDriving and Greater Than will help to accelerate that goal

We are very excited that eDriving is introducing its new EcoDrive feature based on our EcoScore to its Mentor customers. Our partnership is another proof of the scope of use for our DriverDNA AI analysis. With EcoScore integrated into the Mentor app, eDriving customers will have greater control over their environmental impact and the necessary insights to reduce them, as well as valuable data of absolute CO2 emissions to facilitate comprehensive sustainability reporting, which looks set to be mandatory for many companies in coming years

It’s an honor to once again be included in the prestigious InsurTech100 list for helping insurance providers gain real-time predictive driver risk insights to better understand the cost of risk and potential claims per individual user. We’re proud to see our AI technology recognized for the positive difference it makes to the insurance industry, which in turn benefits society by influencing safer, more sustainable driving behaviors.

Faced with seismic shifts in consumer behavior, the so-called “race to digitalize” and challenging market conditions, insurers have their work cut out for them. The InsurTech100 lists helps senior insurance executives in the industry filter through the noise in the market by highlighting the tech companies transforming sectors such as underwriting, embedded insurance, pricing, distribution and data & analytics.

Garmin is pleased to continue to collaborate with the FIA Smart Driving Challenge to help increase awareness of driver safety. The FIA Smart Driving Challenge provides a fantastic opportunity for us to encourage drivers to assess their impact on road safety, and to adopt safe driving skills in an enjoyable way.

With this new Subevent, we are taking the FIA Smart Driving Challenge a step further. Leveraging the technologies of Garmin and Greater Than will enable us to look at how our health condition can affect the way we drive. This will enlarge the outreach of our initiative and help us reach our goal to promote safer and smarter behaviour at the wheel.

We’re delighted that Garmin is helping to draw attention to safe driving by powering this Subevent. As a result of this collaboration, we gain the fantastic opportunity to uncover potential new insights into crash risk by merging driving data and health data from consenting participants in our analysis. This will give us a new level of understanding into how factors such as fatigue, stress, and illness affect driving risk and crash probability.

Integrating the two platforms is a huge competitive advantage. The ABAX platform with real-time data, combined with the leading AI platform from Greater Than, will provide one of the best risk analysis tools in the insurance industry. This collaboration enabled us to develop the first B2B data-driven insurance solution together with Tryg Norway.

It is exciting to work with ABAX on their journey into this new field of using mobility data in the insurance business for the B2B market. They break ground for the next generation of telematics. Their market expertise and our competence in risk analysis with precise pricing make us the perfect match to continue to disrupt and develop at a fast pace.

Currently we’re focusing on identifying the differences in patterns that can predict ‘driving forward’ and ‘parking and reversing’ collisions but as the data becomes more trained, it will be easier to categorize the collision types further. For example, we’ll be able to identify other crash types like lane-changing collisions. The benefits for insurers include precision pricing, loss forecasting and planning. For the insured – specifically mobility and fleet – this insight assists with risk management, planning and optimized training

There is a steep demand for this feature amongst our clients and prospects, who are at the forefront of developing the sustainable mobility of tomorrow. Taking control and responsibility for one's carbon footprint is integral to this movement, since reporting on CO2 emissions will be mandatory for commercial services in the near future

The market for apps and services for connected cars is exploding, as the need to act for safer and cleaner roads increases. To meet this demand and enable companies to take greater control of climate impact, we’ve made all our services compatible with multiple data sources so we can harmonize all types of data streams for a uniform analysis, no matter where in the world or in what type of vehicle

We’re extremely proud that our unique patented AI technology has been recognized in the prestigious AIFinTech100 list. Thanks to the dedication and perseverance of our team, our AI can find micropatterns in people’s behavior, enabling us to create a DriverDNA for every trip, with a crash probability, cost and CO2 impact attached to it. This is transforming the risk forecasting landscape for insurance, mobility providers and fleets, and incentivizing safer, cleaner driving behaviors for the benefit of the wider community,” – says Sten Forseke, Founder of Greater Than.

Now, more than ever, established financial institutions need to be aware of the latest AI and data analytics technology in the market to deliver competitive financial products and reach new customers. The AIFinTech100 list helps senior decision-makers in the industry filter through all the vendors in the market by identifying the market-leading AI innovators which will have lasting impact on the industry,

Ease of use, low cost and low effort are all important factors for businesses looking to implement new technology, which is why we have made our AI simple, accessible, and intuitive to use. Our new self-onboarding solution delivers multiple benefits to the customer as they can get started when they want, they can choose to personalize and design the look and feel to demonstrate their driver safety or mobility solution to the mass market, and they can then see the value of our next-generation AI much sooner.

We’re pleased to work with Sompo Japan in developing new service integrated with mobility & CO2 analysis beyond insurance. The mobility in Japan is under transformation, and Sompo Japan is at the forefront of making eco-friendly driving center-court.

Testing and evaluating Greater Than's real-time risk and eco score analysis during this spring has given us great insight into developing new services that we will offer to our clients in the near future.

The real-time element of the premium calculation is fundamentally important for our customers. And it is essentially changing the way our customers work around fields of cost inefficiency and future pricing models.

We're facing a new era of insurance with UBI data enabling insurers a vast opportunity to engage and give drivers more transparency into their insurance service. Rightly approached properly developed products, with fair and transparent pricing doubtlessly provides a win-win situation for both insurers and their customers.

Looking forward, we aim to build on our recent successes. Andrews vast experience in the general insurance industry and his focus on innovative technologies to further make the insurance business successful make him a valuable addition to us and our client's businesses

I am delighted to join Greater Than to help bring their innovative AI driven pricing models to motor insurers around the world. This affordable technology is going to shape the future of insurance pricing, opening up opportunities for new business models shaped around fairer pricing, improving loss ratios and Eco values

Environment and safety are at the heart of everything we do. With innovations such as Sidekick, we allow the growing amount of young EV owners to get affordable insurance by driving safely and smartly, helping to reduce the number of traffic-related injuries.

It is exciting to see how Norway, the world-leading market for electric cars, now taking electric car insurance to a whole new level with Tryg's EV offering. By adding AI to the equation, Tryg will non-discriminately price EV owners. This is where auto insurance is heading, and we are incredibly proud to contribute to its further development.

The fleet sector in the US and around the world is demanding more flexible solutions to mitigate risk and insurance cost while measuring and improving the sustainability of operations. I'm very excited to penetrate the market, capitalizing on Greater Than's unique AI technology. This technology represents the next generation of understanding how the vehicle, the driver, the road and the environment intersect to provide efficiencies for fleet operators, personal vehicle owners, and insurance providers

Our fleet customers will benefit greatly from Jim joining our growing business department. Jim carries an approach accustomed to utilizing out-of-the-box strategy to provide first-rate service, provide cutting edge solutions, and ensure customer implementation of strategies to manage clients' obligations in a timely and cost-effective manner

The future is smart, and by collaborating with Garmin in the FIA Smart Driving Challenge we know we can make a big difference. With this strategic relationship we are addressing everyday motorists, encouraging them to adopt safer and more eco-friendly behaviour on the road.

We want to make everyone a smarter driver, and that’s why this is an important initiative for us

Garmin creates smart products with personal health and the outdoors in focus. Just like us at Greater Than, Garmin provides its customers with the latest technology and inspires people to be their best selves. That’s what the FIA SDC is all about as well. We have an amazing opportunity to build a global community with passionate drivers and change the world for the better

We are delighted to welcome Shinya Nakagawa to our team. Shinya will be a great asset to fast-track growth opportunities in Japan and internationally with his advanced business knowledge and expertise. With Shinya as part of our sales team, we strengthen our focus on niche customer relationships and will improve the quality of our sales and support of our company's ambitious growth plans

I have worked closely with Greater Than for several years and am more than impressed with the unique position the company has achieved so far. I am very excited about this new mission as the urgency have never been as large to get started with the next generation of user-centric auto insurance solutions and to extend values in mobility ecosystem for a lasting positive effect.

As dynamically priced insurances are booming in the US, we are well-positioned to bring AI into the equation. If we truly aim to lower accidents and fatalities on the road, traditional telematics won't do the job. However, advanced AI brings in new layers of information, proven to decrease both accidents and carbonization. We're very proud to bring this technology to all auto insurance consumers in the US.

We’re very excited to launch this extraordinary free offering for all US motorists. By just using a smartphone and the Covercube freemium app connected to their car, we give everyone the opportunity to find out how much they actually should be paying for their car insurance.

I am very grateful for the shareholders' trust in me and the new board members. Together they will bring complementary and essential competence and value to the board's future expansion of Greater Than. The company has already pioneered insurtech and is now more than well-positioned to further revolutionize motor insurance and new mobility segments at scale.

I am proud and excited to be contributing to a company that is at the forefront of reshaping the sustainable economy

The motor insurance industry is ripe for disruption, and Greater Than is in pole position to lead that change. I'm very excited to get the opportunity to contribute to making that change happen.

I'm thrilled to welcome the new complementary directors to the board of Greater Than. Each new director will add valuable assets to our experienced board as we continue implementing our growth strategy at pace.

We’re very proud to be listed for the second time as an Insurtech100 company. It is also very heartwarming to experience that purpose-driven technology gain recognition. We cannot stress enough the urgent need we feel from organizations worldwide to rapidly get started to use third-party technologies, like ours, to take actions reducing CO2 emission and fatalities on the roads

Clare, Tim and Johan are three complementary global competencies, each with unique cutting-edge expertise in transformation, scaling and marketing. Together they will bring valuable perspectives to drive and develop future-proof business opportunities that will contribute to Greater Than's continued growth

AI-based risk analysis takes a step up in its abilities within auto insurance and plays a vital role in getting product positioning and pricing right. By approaching digital-first customers who really care for fair and transparent pricing and who request extended flexibility based on usage, we have found a perfect market fit with this offering.

We're very excited to see the increased demand for more flexible, dynamic and transparent motor insurance products in the US. As our core product is essential for correlating driving risk with actual cost, we're thrilled to provide the technical foundation of Covercube's firmly positioned offering.

We are very honored to be shortlisted for the Automotive Award for Automotive AI Product / Service of the Year. Putting AI in the center is obvious for any future-proof mobility service. With our AI, we have helped insurance & mobility services to become more profitable, much cleaner and roads significantly safer. This nomination is further evidence of the urgent importance of such AI.

We're at a stage when we need and want to understand our road environment better. There is an urgent demand to proactively work at quickly lowering carbon emissions and road accidents on a global scale. With this POC and a partner like TomTom, we’re taking the lead on transforming vehicle data into vital information and developing a concrete solution to a global issue.

TomTom looks to collaborate with companies who share in our mission to reduce emissions and make the roads safer. Greater Than aims to do just that and we’re eager to see the results of our collaboration.

As our vision is to be the preferred service provider for every mobility need, Warikan KINTO is a step further on our roadmap. The collaboration with Greater Than suits us perfectly as both parties strive to use the latest technology to distribute customer-centric solutions that contribute to easy and sustainable mobility and a happy user experience.

We're very proud and excited for KINTO’s trust in us and our technology. Being at the forefront of connected car solutions since 2004, this is the uttermost proof of the flexibility in the usage of our technology and road risk analysis. We're so happy being able to support our customers by launching future-proof mobility services with great market impact.