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Q1 2026 Trading Update

30 April 2026 International Personal Finance plcQ1 2026 trading update A positive start to 2026 International Personal Finance plc ("IPF" or the "Group") is helping to build a better world through financial inclusion by providing unsecured consumer credit to underserved consumers across nine markets. Highlights ·A positive start to 2026, with continued operational momentum underpinning confidence in delivering our financial and strategic plans. ·Customer lending growth increased by 23% year on year, supported by robust demand and strong execution of our Next Gen

Q3 2025 Trading Update

22 October 2025       International Personal Finance plc Q3 2025 trading update   Strong third quarter with accelerating growth     International Personal Finance plc ("IPF" or the "Group") is helping to build a better world through financial inclusion by providing unsecured consumer credit to underserved consumers across nine markets.   Highlights   Strong third quarter financial performance and Next Gen strategy delivering tangible results. ·   Robust consumer demand and new product initiatives drove an acceleration in

Launch of £15m share buyback programme

31 July 2024 THIS ANNOUNCEMENT CONTAINS INSIDE INFORMATION WITHIN THE MEANING OF THE UK MARKET ABUSE REGULATION. International Personal Finance plc ("IPF" or the "Group") Launch of £15m share buyback programme IPF announces that it will commence a share buyback programme, starting today, of its ordinary shares for up to a maximum aggregate consideration of £15 million (the "Programme"), in order to return additional capital to shareholders and reduce IPF's share capital. The Group's financial model is to deliver a target Return on Required Equity (RoRE) of between 15% and

Half-year Report

THIS ANNOUNCEMENT CONTAINS INSIDE INFORMATION WITHIN THE MEANING OF THE UK MARKET ABUSE REGULATION. 31 July 2024 International Personal Finance plc Half-year financial report for the six months ended 30 June 2024 Principal activity International Personal Finance is helping to build a better world through financial inclusion by providing affordable credit products and insurance services to underserved consumers across nine markets. STRONG OPERATIONAL AND FINANCIAL PERFORMANCE Key highlights Strong first-half financial performance enabling increased returns to

Q1 2024 Trading Update

2 May 2024 International Personal Finance plc Q1 2024 trading update International Personal Finance plc ("IPF" or the "Group") is helping to build a better world through financial inclusion by providing affordable credit products and insurance services to underserved consumers across nine markets. Highlights · Strong first quarter performance underpins our confidence in delivering our financial plan in 2024.· Customer lending growth of 5%, excluding Poland, with demand improving as the quarter progressed.· Good year-on-year net receivables growth of 11% (at

Final Results and Accounts

14 March 2024 International Personal Finance plc Full-year financial report for the year ended 31 December 2023 Principal activity International Personal Finance is helping to build a better world through financial inclusion by providing affordable credit products and insurance services to underserved consumers across nine markets. GOOD GROWTH AND STRONG FINANCIAL PERFORMANCE Key highlights []- Strong full-year financial performance and increased final dividend · Reported profit before tax up 8.4% to £83.9m (2022: £77.

Delay of year-end results announcement

26 February 2024 International Personal Finance plc Delay of year-end results announcement International Personal Finance plc (the "Group"), the provider of unsecured consumer credit to underserved consumers in nine countries, is delaying the announcement of its year-end results for the fiscal year ending 31 December 2023 due to the receipt by Provident Polska, the Group's Polish business, of a regulatory communication from Komisja Nadzoru Finansowego (KNF), the Polish Financial Supervision Authority. The letter details the KNF's views on how existing laws and regulations relating

Q3 2023 Trading Update

26 October 2023 International Personal Finance plc Q3 2023 trading update International Personal Finance plc ("IPF" or the "Group") is helping to build a better world through financial inclusion by providing unsecured consumer credit to underserved customers across nine markets. Highlights The good momentum from the first half has continued through the third quarter, and the Group has continued to perform ahead of internal plans.· Strong demand for our broad range of financial products resulted in customer lending, excluding Poland, increasing by 11% in

Publication of a Prospectus

24 August 2023 International Personal Finance plc Publication of Prospectus The following prospectus (the "Prospectus") has been approved by the Financial Conduct Authority and is available for viewing: Prospectus dated 24 August 2023 relating to International Personal Finance plc's €1,000,000,000 Euro Medium Term Note Programme. To view the full document together with the documents incorporated by reference, please paste the following URL into the address bar of your browser: http://www.ipfin.co.uk/en/investors/debt-funding-information.html A copy of the above document

Half-year Report

1 August 2023 International Personal Finance plc Half-year financial report for the six months ended 30 June 2023 Principal activity International Personal Finance plc is helping to build a better world through financial inclusion by providing affordable credit products and insurance services to underserved consumers across nine markets. FIRST-HALF PERFORMANCE AHEAD OF PLAN Key highlights []Ø Strong first -half performance and increased interim dividend Reported profit before tax up 12% to £37.8m (H1-22: £33.8m),

Notice of investor briefing series

International Personal Finance plc Notice of investor briefing series International Personal Finance plc ("IPF" or the "Group") is pleased to announce that over the coming months it will host a series of investor briefings providing insight into the Group's markets, strategy and operations. The first briefing will be a virtual webinar taking place at 15:00 GMT on 30 November 2022.  The focus at this event will be the Group's Polish business and will be an opportunity for analysts and investors to learn about its unique market position, broadening product range and ambitions for

Q3 2022 Trading Update

This announcement contains inside information   International Personal Finance plc Q3 2022 trading update 20 October 2022   International Personal Finance plc is helping to build a better world through financial inclusion by providing unsecured consumer credit to 1.75m underserved customers across nine countries.   Highlights Customer lending growth of 15%, with all divisions delivering positive · performances.    Closing customer receivables of £851m, an increase of 15% year on year (at · constant exchange rates (CER)).

Publication of a Prospectus

26 August 2022 International Personal Finance plc Publication of Prospectus The following prospectus (the "Prospectus") has been approved by the Financial Conduct Authority and is available for viewing: Prospectus dated 25 August 2022 relating to the International Personal Finance plc's €1,000,000,000 Euro Medium Term Note Programme. To view the full document together with the documents incorporated by reference, please paste the following URL into the address bar of your browser: http://www.ipfin.co.uk/en/investors/debt-funding-information.html For further information

Half-year Report

27 July 2022 International Personal Finance plc  Half-year financial report for the six months ending 30 June 2022 Principal activity International Personal Finance plc is helping to build a better world through financial inclusion by providing unsecured consumer credit to 1.7m underserved customers across nine countries. SUSTAINABLE GROWTH AND STRONG FINANCIAL PERFORMANCE Key highlights Ø Very good first half financial performance underpinning a 23% increase in the interim dividend · Reported first -half profit before tax of

Total Voting Rights

1 June 2022 INTERNATIONAL PERSONAL FINANCE PLC (THE "COMPANY") TOTAL VOTING RIGHTS In conformity with the Disclosure Guidance and Transparency Rules 5.6.1R the Company hereby notifies the market that as at 31 May 2022: · the issued share capital of International Personal Finance plc consisted of 234,244,437 ordinary shares with a nominal value of 10 pence each ("Ordinary Shares");· International Personal Finance plc held 11,773,560 Ordinary Shares in Treasury;· the total number of voting rights in the Company was therefore 222,470,877. The above figure, 222,

Director/PDMR Shareholding

Notification and public disclosure of transactions by persons discharging managerial responsibilities and persons closely associated with them 1 Details of the person discharging managerial responsibilities / person closely associateda) Name Joanna Thompson2 Reason for the notificationa) Position/status PCA of Gary Thompson, Director & Chief Financial Officerb) Initial notification Initial notification /Amendment3 Details of the issuer, emission allowance market

Result of AGM

28 April 2022 INTERNATIONAL PERSONAL FINANCE plc (the "Company") Poll Results of the Annual General Meeting The Company announces the results of its Annual General Meeting held earlier today (28 April 2022).  All resolutere voted on by way of a poll and were passed. Copies of the relevant resolutions will be submitted to the National Storage Mechanism and will be available for viewing there in the near future.   Resolution Votes 'For' % Votes % Votes total Votes 'Against' withheld1. To

Q1 2022 Trading Update

International Personal Finance Q1 2022 trading update 28 April 2022 International Personal Finance plc specialises in providing unsecured consumer credit to 1.7 million customers through the world's largest home credit business and a leading fintech operator, IPF Digital Highlights · Good credit issued growth of 10%, driven by Mexico home credit and IPF Digital· Closing customer receivables of £713 million, up 14% year on year (at CER)· Revenue increased by 10% driven by growth in the receivables portfolio· Continued favourable collections performance and

Director/PDMR Shareholding

Notification and public disclosure of transactions by persons discharging managerial responsibilities and persons closely associated with them 1 Details of the person discharging managerial responsibilities / person closely associateda) Name Gary Thompson2 Reason for the notificationa) Position/status Director & Chief Financial Officerb) Initial notification /Amendment Initial notification3 Details of the issuer, emission allowance market participant, auction

Annual Financial Report

23 March 2022 INTERNATIONAL PERSONAL FINANCE PLC ANNUAL REPORT AND FINANCIAL STATEMENTS 2021 / NOTICE OF ANNUAL GENERAL MEETING 2022 International Personal Finance plc (the "Company") announces that its Annual Report and Financial Statements 2021 and its Notice of Annual General Meeting 2022 have today been posted to shareholders who elected to receive them in hard copy form. The following documents will be available on the Company's website :   · International Personal Finance plc Annual

Director/PDMR Shareholding

Notification and public disclosure of transactions by persons discharging managerial responsibilities and persons closely associated with them 1 Details of the person discharging managerial responsibilities / person closely associateda) Name Gerard Jude Ryan2 Reason for the notificationa) Position/status Director & Chief Executive Officerb) Initial notification /Amendment Initial notification3 Details of the issuer, emission allowance market participant,

Final Results and Accounts

23 February 2022International Personal Finance plcFull-year Financial Report for the period ended 31 December 2021Principal activityInternational Personal Finance plc specialises in providing unsecured consumer credit to 1.7 million customers through the world's largest home credit business and a leading fintech operator, IPF Digital. STRONG REBOUND IN GROWTH AND FULL YEAR PROFITABILITY Key 2021 highlights Ø  Strong financial performance o  Delivered £67.7 million profit before tax, a year on year increase of £108 million o  All business divisions

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