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One in two people in Finland make this mistake with a dishwasher – can lead to as much as 100,000 euros in damages

Many misconceptions still remain in people's minds about hazards at home and how to insure against them, according to Pohjola Insurance's risk profile test results. Water damage from leaks is often especially costly, even as it is often entirely or partly avoidable.The results of Pohjola Insurance's risk profile test for households reveal that nearly half of respondents leave the dishwasher running without supervision.   "Around half of the test's respondents also assume that home insurance always covers water damage caused to the kitchen by a dishwasher. However, if the dishwasher has

July is high season for burglars – these cities have the highest burglary rates

According to Pohjola Insurance's statistics, July is a prime time for burglars. Burglaries occur most frequently in big cities.In Finland, break-ins occur fairly regularly all year round, but burglars are particularly active during the summer holidays. "According to our statistics, break-ins are nearly 40 per cent more frequent in July than the rest of the year. Burglars take advantage of the month when many people in Finland leave their homes empty to travel or spend time at their holiday homes," says Mikko Filppula, Director, Property Insurance Claims Settlement at Pohjola Insurance.

Sleep apnoea increasingly common among people in Finland – 67% increase in insurance statistics

Insurance statistics on sleep apnoea have indicated a significant rise in the 2020s. The majority of insurance claims related to sleep apnoea, a disorder characterised by breathing pauses during sleep, are paid to customers between the ages of 40 and 69, Pohjola Insurance statistics show.An increasing number of people in Finland are affected by sleep apnoea, Pohjola Insurance statistics reveal. Sleep apnoea is a disorder that blocks the upper airway, causing repeated breathing pauses during sleep and significantly increased risks of heart attacks and other complications.  From 2020 to

Children's games can result in tens of thousands of euros in damages – insurance company lists the most common accidents

Every year, Pohjola Insurance pays out compensation for thousands of accidents caused by children. Insurance statistics reveal the kinds of mishaps children get into and the amounts of damage they cause. The most costly type of accident is water damage, which can lead to significant destruction in an apartment building.Children's games can cause a headache for parents, and accidents are sometimes unavoidable. Every year, Pohjola Insurance receives thousands of insurance claims for property damage caused by children. The average compensation paid for damage caused by children is around

Major spike in pneumonia cases – dramatic growth in one age group in particular

The number of pneumonia cases in Finland was exceptionally high last autumn and winter, Pohjola Insurance's statistics show. The growth in cases was the most dramatic among ages 10 to 19.The number of pneumonia cases exploded during the autumn and early winter. Between September 2024 and February 2025, claims received by Pohjola Insurance related to pneumonia grew by 247 per cent compared to a year ago. The largest relative growth in the number of cases was among adolescents and young adults. The number of pneumonia cases has increased by several hundred per cent among ages 10 to 29. The

This small part may save you from significant damage in the event of a flood – check your house now

Floods may cause significant damage to properties and assets if they are not prepared for correctly. Pohjola Insurance requests everyone to check that the no-return valve is in working order.Each year, floods cause significant property damage across Finland. However, some damage could be prevented by a simple part required in building regulations. If a property includes facilities below the normal top water level such as cellars, the sewage system should be equipped with a no-return valve. The no-return valve allows sewage water to flow from a property to the sewer network but prevents

This is how the claims year looked for companies: fewer losses than before, but they were larger

Freezing temperatures and damage related to electricity caused especially many losses to companies in Finland in 2024. An expert describes the new risks for which companies should prepare.The number of property and operational losses reported to Pohjola Insurance by companies has decreased steadily in recent years – almost 27% since 2020. The total number of losses also decreased in 2024, but there was significant growth in major losses (more than 300,000 euros) compared to the previous year. The number of major losses to companies’ property increased by 60% last year, and claims

The high season of skiing accidents will soon be here – and a specific age group is at the top of the statistics

Ski slopes are where winter holiday dangers lie. A skier typically injures their knee or wrist, and injuries are most often sustained by 10–14-year-olds, Pohjola Insurance statistics show.The ski season in Finland’s ski resorts typically starts in October and lasts until May. Things happen on the slopes throughout the season, but there is an annual peak in personal injuries in downhill skiing and snowboarding in March. Most skiing and snowboarding accidents happen to 10–14-year-old children. The probability of accidents also decreases with age. The accident rate for men is slightly

Pohjola Insurance: An exceptionally large amount of major property damage occurred to personal customers, with many losing their homes or holiday homes in a fire

In 2024, more accidents occurred to Pohjola Insurance customers than ever before. Personal customers in particular suffered significantly more major losses, and cases of common cold remain frequent.Pohjola Insurance’s claims expenditures grew by four per cent in 2024, exceeding 1.12 billion euros. 94 per cent of reported losses were compensated for. “The start of the year saw many accidents occurring to property, cars and people, with most being due to frost and slippery road conditions. The loss rate levelled off towards the end of the year, but the overall number for the year was high,

How car park accidents typically happen in Finland – shopping trolleys often involved

Car parks are the most common places for car accidents. Friday afternoon is the most common time when accidents happen at car parks. Experts are clear on when and when not to reverse in a car park.According to Pohjola Insurance's statistics, car parks are by far the most common places where car accidents happen, in particular the car parks of supermarkets, shopping centres and housing companies. More than half of all accidents happen when reversing a vehicle. "Car parks are indeed the most common places for accidents, and most accidents happen when backing out of a parking space.

Electric scooter and electric bicycle batteries already cause more fires than phone batteries

Light electric personal transportation devices are increasingly the cause of fires, according to Pohjola Insurance’s statistics.Pohjola Insurance has noticed a concerning phenomenon: the number of cases of fire damage caused by light electric personal transportation devices such as electric scooters, electric bicycles and electric mopeds is increasing. “The number of electric transportation devices and the number of incidents caused by them has increased rapidly over the last two years. All our loss surveyors have by now encountered cases of fire damage caused by the charging of these

Survey: Nearly 80% of Finns use a mobile phone while driving

According to a survey commissioned by Pohjola Insurance, not all drivers talking on the phone while driving as mobile device usage. Young drivers in particular use their phone while driving.Making and answering phone calls, and the use of a navigator are the most common ways of mobile use in traffic, according to a survey commissioned by Pohjola Insurance. These mobile phone features are being used more often by regular drivers. Among those who rarely drive a car, there is a relatively large group of people who never use their mobile phone while driving. The mobile behaviour of 18–24-

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