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ARBITRATION AWARD – ADDITIONAL INFORMATION

Oslo, Norway - 28 January 2025 Reference is made to the stock exchange announcement published by Zwipe AS (the "Company") earlier today regarding the decision from the Oslo Chamber of Commerce dated 27 January 2025 at 23:25 CET in the payment dispute between IDEX Biometrics ASA and Zwipe AS. The Company has now held the extraordinary board meeting as referred to in said stock exchange announcement. The board has discussed whether it can continue its operations in the light of the claim payable based on the decision from the Oslo Chamber of Commerce. Based on the board’s assessment,

ARBITRATION AWARD

Oslo, Norway – 28 January 2025 In the prospectus published by Zwipe AS on 7 November 2024, Zwipe AS informed that Zwipe AS was in arbitration concerning a warranty dispute with IDEX Biometrics ASA at the Oslo Chamber of Commerce. On 27 January 2025, at 23:25 CET, the Oslo Chamber of Commerce rendered its decision in the payment dispute between IDEX Biometrics ASA and Zwipe AS. The arbitration tribunal has ordered Zwipe AS to pay USD 702,000 (excluding VAT) to IDEX Biometrics ASA, plus late payment interest and legal costs. Zwipe AS is in the process of convening an extraordinary board

ZWIPE AS – INFORMATION ABOUT THE WARRANTS ISSUED IN CONNECTION WITH THE RIGHTS ISSUE

THIS PRESS RELEASE MAY NOT BE MADE PUBLIC, PUBLISHED OR DISTRIBUTED, DIRECTLY OR INDIRECTLY, IN OR INTO AUSTRALIA, BELARUS, HONG KONG, JAPAN, CANADA, NEW ZEALAND, RUSSIA, SWITZERLAND, SINGAPORE, SOUTH AFRICA, THE UNITED STATES OR ANY OTHER JURISDICTION IN WHICH SUCH ACTIONS, WHOLLY OR IN PART, WOULD BE UNLAWFUL. THIS PRESS RELEASE DOES NOT CONSTITUTE AN OFFER TO BUY SECURITIES IN ZWIPE AS. SEE ALSO THE SECTION "IMPORTANT INFORMATION" BELOW IN THIS DOCUMENT.OSLO, NORWAY – 20 January 2025 – Reference is made to the stock exchange announcement published by Zwipe AS (the "Company") on 23

Zwipe AS – Registration of share capital increase pertaining to the rights issue

Reference is made to the stock exchange announcement published by Zwipe AS (the "Company") on 23 December 2024 regarding the final allocation of a rights issue of units, consisting of shares and warrants, with preferential rights for existing shareholders raising gross proceeds of approximately NOK 40 million (the "Rights Issue"). The share capital pertaining to the Rights Issue has now been registered with the Norwegian Register of Business Enterprises (Nw.: Foretaksregisteret). The Company's new share capital is NOK 27,772,584.80, divided into 277,725,848 shares, each with a nominal

Civix partners with Zwipe to bring Next Generation Biometric Access Cards to airports

Biometric smart cards increase security, reduce time and costs NEW ORLEANS, LOUISIANA and OSLO, NORWAY – 14 October 2022 – In partnership with Zwipe, Civix is expanding its Aviation Secure Credentials (ASC) suite of solutions with a biometric smart card for access control. The ASC Access Cards use built-in fingerprint sensors to check the legitimacy of cardholders at points of entry. The cards are fully compatible with traditional  NFC card readers,

Civix partners with Zwipe to bring Next Generation Biometric Access Cards to airports

Biometric smart cards increase security, reduce time and costs NEW ORLEANS, LOUISIANA and OSLO, NORWAY – 14 November 2022 – In partnership with Zwipe, Civix is expanding its Aviation Secure Credentials (ASC) suite of solutions with a biometric smart card for access control. The ASC Access Cards use built-in fingerprint sensors to check the legitimacy of cardholders at points of entry. The cards are fully compatible with traditional  NFC card readers,

Summer Greetings from Zwipe CEO

Dear Customers, Zwipers and Partners, 22 June 2022: I am delighted to begin this new journey as the CEO of Zwipe. Since day one, I have felt thoroughly welcomed and enjoyed the energy, engagement and competencies that we have in the team. I would like to start by saying a big thanks to all Zwipers for working tirelessly and to André Løvestam for having been such a strong ambassador of next generation biometric cards for many years. More card manufacturers, payment processors, banks and enterprises than ever before are today committed to launch their next generation card programs

Inkript obtains VISA Letter of Approval for its Biometric Payment Card built on the Zwipe Pay platform

BEIRUT, LEBANON and OSLO, NORWAY - 30 May 2022 - Inkript, a digital security solutions provider operating in the Middle East and Africa (MEA) region, and a subsidiary of Resource Group, has obtained the Letter of Approval (LoA) from VISA for its biometric payment card built on the Zwipe Pay platform. With this Letter of Approval (LoA), consumers all over the world can use biometric payment cards from Inkript built on the Zwipe Pay technology working seamlessly across Visa’s global payment network. This will address the strong market demand for increased security and convenience through

Notice of Annual General Meeting - Correction

OSLO, NORWAY - 2 May 2022 - The Board of Directors of Zwipe AS (“the Company”) call for the Annual General Meeting (“AGM”) to be held on 23 May 2022 at 09:00 CEST. The general meeting will be held as a digital meeting on Microsoft Teams. Please find enclosed the notice of the Annual General Meeting. The notice and Zwipe’s Annual Report for 2021 are available on the Company’s website, https://zwipe.com/investors. Notice of attendance, in person or by proxy, shall be given no later than 20 May 2022 at 16:00 CEST. Shareholders are encouraged to register via the link found here 

Notice of Annual General Meeting

OSLO, NORWAY - 2 May 2022 - The Board of Directors of Zwipe AS (“the Company”) call for the Annual General Meeting (“AGM”) to be held on 23 May 2022 at 09:00 CEST. The general meeting will be held as a digital meeting on Microsoft Teams. Please find enclosed the notice of the Annual General Meeting. The notice and Zwipe’s Annual Report for 2021 are available on the Company’s website, https://zwipe.com/investors. Notice of attendance, in person or by proxy, shall be given no later than 20 May 2022 at 16:00 CEST. Shareholders are encouraged to register via the link found here 

Zwipe AS – First Quarter 2022 Operational Update

OSLO, NORWAY - 28 April 2022 - Zwipe AS today publishes its first quarter operational update. Q1 2022 Highlights During the first quarter of 2022, Zwipe made significant progress towards the targeted commercial breakthrough for biometric cards for payment and access control: · Zwipe and K2 to deliver Biometric Payment Cards to Banks in the MEA Region and France. · Danielle Glenn appointed new CFO and Head of IR. · Modularsoft introduces Zwipe’s Biometric Payment Card Platform in Malaysia. · sKarn RoboticS selects Zwipe to strengthen its WeCript Ecosystem for India and

Zwipe AS – Registration of Share Capital Increase

OSLO, NORWAY - 19 April 2022 - The share capital increase of 150,000 new shares in Zwipe AS, as resolved by the board meeting of the company on 24 March 2022, has today been registered in the Norwegian Register of Business Enterprises. The new share capital is NOK 3,751,668.50, and the new number of shares and votes is 37,516,685 About Zwipe Zwipe believes the inherent uniqueness of every person is the key to a safer future. We work with great passion across networks of international organizations, industries and cultures to make convenience safe and secure. We are pioneering next-

Zwipe Access integrated with LEGIC Security Platform to provide end-to-end biometric security

OSLO, NORWAY and ZURICH, SWITZERLAND –  14 April 2022 – Zwipe, a leading provider of on-card biometric solutions, has partnered with LEGIC Identsystems, one of the leading experts in end-to-end security for smartphone and smartcard-based access and mobility solutions. The partnership will provide end-to-end biometric access control solutions using LEGIC’s Security Platform. On the backdrop of increasing requirements for security, data privacy and GDPR compliance, Zwipe and LEGIC Identsystems have successfully combined their respective high performance and innovative technologies for a

Zwipe selected by CSC-Jordan to pilot the Next Generation Biometric Payment Cards

OSLO, NORWAY and AMMAN, JORDAN – 12 April 2022 – Zwipe and CSC-Jordan are pleased to announce their collaboration to pilot Biometric Payment Cards built on the Zwipe Pay platform. This pilot will be deployed with CSC-Jordan's own issued cards, paving the way for CSC-Jordan's client banks to also launch their new card products powered by biometrics from Zwipe.  CSC-Jordan is an issuer, acquirer and processor, servicing many banks in Jordan and expanding into many other territories in the region. The company offers a bouquet of services and secure payment technologies in the management and

Zwipe is selected by the National Bank of Iraq to pilot Biometric Payment Cards

OSLO, NORWAY and BAGHDAD, IRAQ – 4 April 2022 – Zwipe and the National Bank of Iraq are pleased to confirm that they will pilot Biometric Payment Cards built on the Zwipe Pay platform, making it one of the first pilots of the next generation contactless payment cards in Iraq. The National Bank of Iraq (NBI) is one of the largest private banks in the country. Its majority ownership and management has been under Jordan's Capital Bank Group since 2005. The bank provides a comprehensive range of banking services to corporates and consumers. Today, NBI has 19 branches in all major cities in

Zwipe appoints Patrice Meilland as Chief Strategy and Product Officer

OSLO, NORWAY – 1 April 2022 – Zwipe, a leading biometric fintech company, is delighted to announce that Mr. Patrice Meilland is appointed as Chief Strategy and Product Officer effective today. Mr. Meilland’s main focus areas will be strategy, strategic partnerships and Zwipe’s product portfolio and roadmap. The product management team is placed under his leadership.  Mr. Meilland joins Zwipe from the position as SVP of Advanced Cards at Idemia, where he was responsible for Idemia’s biometric cards roadmap, including the BioSE project, as well as product lines such as eco-friendly cards,

TAG Systems obtains VISA Letter of Approval for its Biometric Payment Card built on the Zwipe Pay platform

OSLO, NORWAY - 29 March 2022 - Tag Systems, a leading provider of payment cards (and part of the AUSTRIACARD Group) has obtained the Letter of Approval (LoA) from VISA that enables the production of certified biometric payment cards using the Zwipe Pay platform. This development confirms that Zwipe's complete solution is ready for full scale production by Tag Systems for adoption by issuers globally. Zwipe obtained its VISA Letter of Approval (LoA) for its Zwipe Pay platform on 24 March 2022, enabling smart card manufacturers working with Zwipe to swiftly obtain VISA certification for

Zwipe AS – exercise of stock options

OSLO, NORWAY – 28 March 2022 – Primary insider Lars Kristian Solheim, CFO of Zwipe AS (the "Company"), has today exercised 150,000 stock options, each giving the right to acquire one share in the Company at a strike price of NOK 6.54. The stock options have been allocated to Lars Kristian Solheim under the Company's stock option incentive program. After completion of the transaction, Lars Kristian Solheim will own 240,000 shares. Attached is a copy of the form submitted to the Norwegian FSA, Finanstilsynet, reporting the transaction as listed above.

Beautiful Card Corporation obtains VISA Letter of Approval for its Biometric Payment Cards built on the Zwipe Pay platform

OSLO, NORWAY - 25[th] March 2022 - Zwipe is pleased to confirm that Beautiful Card Corporation (BCC), a prominent Taiwanese card manufacturer with global deliveries, has obtained the Letter of Approval from VISA for its biometric payment cards based on the Zwipe Pay platform.  This development confirms that Zwipe's complete solution is now ready for full scale production by BCC for adoption by issuers globally. Zwipe obtained its VISA Letter of Approval (LoA) for its Zwipe Pay platform on 24[th] March 2022, enabling smart card manufacturers working with Zwipe to leverage Zwipe’s

Al Mansour Bank in Iraq to pilot Biometric Payment Cards with Zwipe and areeba

OSLO, NORWAY, BAGHDAD, IRAQ and BEIRUT, LEBANON – 17 MARCH 2022 – Zwipe, Al Mansour Bank and areeba have confirmed that they will pilot Biometric Payment Cards built on the Zwipe Pay platform in Iraq. This will be one of the earliest pilots of next generation contactless payment cards in the country. Al Mansour Bank is a private bank with Qatar National Bank (QNB) as its majority owner. The bank was established in 2005 and today it has more than 10 branches across Iraq. The bank is always seeking innovative products to introduce to the Iraqi market.  Speaking on this development, Mr.

Zwipe is selected by Mediterranean Bank to pilot Biometric Payment Cards in Libya

OSLO, NORWAY and TRIPOLI, LIBYA – 8th MARCH 2022 – Zwipe and Mediterranean Bank are pleased to confirm that they will pilot Biometric Payment Cards built on the Zwipe Pay platform, making it the first pilot of biometric payment cards in Libya. Mediterranean Bank is a medium-sized bank in Libya, focusing on corporates, small and medium sized enterprises (SMEs) and entrepreneurs, with branches in all major Libyan cities like Benghazi, Tripoli and others. The bank is keen to pilot Zwipe’s disruptive “single silicon” biometric payment card platform and assess its impact on making payment

ZWIPE AS – Publication of Annual Report 2021

OSLO, NORWAY – 23 February 2022 – Zwipe AS today publishes its annual report 2021. Highlights for 2021 include:    Financials · Revenues increased to MNOK 2.5 (MNOK 1.8).  · Operating expenditures increased to MNOK 85.5 (MNOK 63.7).    · EBITDA decreased to MNOK -74.6 (MNOK -59.9).  · Earnings per share of NOK -2.26 NOK (-1.89). · Net cash used in operating activities was MNOK -76.7 (MNOK -59.8). · Cash and short-term investments as at the end of the period amounted to MNOK 152 (MNOK 125).  · The Board of Directors proposes that no dividend be paid for 2021.

Zwipe AS – Publication of second half-year report 2021

OSLO, NORWAY – 23 February 2022 – Zwipe AS today publishes its second half-year 2021 report. Summary of financial development for the second half-year 2021: · Revenues of MNOK 1.14 (MNOK 0.96). · Operating expenditures increased to MNOK 57.5 (MNOK 31.3).  · EBITDA decreased to MNOK -49.2 (MNOK -29.1).   · Earnings per share of NOK -1.53 (NOK -0.93). · Net cash used in operating activities in the period was MNOK -46.5 (MNOK -21.1). · Cash and short-term investments as at the end of the period amounted to MNOK 152 (MNOK 125).    · The Board of Directors proposes that

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