Annual Report 2003

Annual Report 2003 Skandia Today Skandia is publishing its 2003 Annual Report, both in Swedish and in English, on the Internet. The printed versions will be distributed shortly. Skandia's Annual Report can be found at www.skandia.com under "Investor Relations/Reports and Events/Annual Reports." Skandia Liv Skandia Liv is publishing the Swedish version of its 2003 Annual Report and 2003 Annual Review on the Internet. These can be found at www.skandialiv.se under "Om Skandia Liv/Årsrapporter." The English version of Skandia Liv's Annual Report will be available on Skandia Liv's website at the beginning of May. ------------------------------------------------------------ This information was brought to you by Waymaker http://www.waymaker.net The following files are available for download: http://www.waymaker.net/bitonline/2004/03/29/20040325BIT00740/wkr0001.doc http://www.waymaker.net/bitonline/2004/03/29/20040325BIT00740/wkr0002.pdf