Annual Report 2004

Skandia Today Skandia is publishing its 2004 Annual Report, both in Swedish and in English, on the Internet. The printed versions will be distributed shortly. Skandia’s Annual Report can be found at www.skandia.com under “Investor Relations/Reports and Events/Annual Reports.” Skandia Liv Skandia Liv is publishing the Swedish version of its 2004 Annual Report on the Internet. The Report can be found at www.skandialiv.se under “Om Skandia Liv/Årsrapporter.” The English version of Skandia Liv’s Annual Report will be available on Skandia Liv’s website at the beginning of May.