CHANGE OF DATE Capital Markets Day

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CHANGE OF DATE : Capital Markets Day Skandia would like to bring to your attention that it has changed the date of it Capital Markets Day to Thursday 31 January 2002 (originally Tuesday 29 January 2002). You are cordially invited to participate in this half day seminar to be held in Stockholm, Sweden. We hope this event will offer a unique insight into Skandia's Nordic operations. A comprehensive overview will include long-term savings products and distribution in the Nordic Markets as well as Skandia's banking activities in the Nordic region. Venue: Skandia Sveavägen 44 S-103 50 Stockholm Sweden Time: 11.30-12.30 Registration and Lunch buffet 12.30-16.00 Seminar We appreciate your interest in our company and look forward to seeing you on 31 January. Welcome! Harry Vos Head of Investor Relations For further information, please contact: Harry Vos, Head of Investor Relations, tel: +46-8-788 3643 or Monica Karlsson, Investor Relations, tel: +46-8-788 2724 To confirm your attendance please respond to Nadja Schliebener at Citigate Dewe Rogerson by fax +44 (0) 207 282-8040 or e-mail: nadja.schliebener@citigatedr.co.uk no later than 21 January. Yes, I would be delighted to attend the seminar on 31 January 2002 Name:______________________________________ Affiliation:_______________________________ Phone number:______________________________ Fax number:________________________________ E-mail address:____________________________ I will also bring a guest: Name:______________________________________ Affiliation:_______________________________ Phone number:______________________________ Fax number:________________________________ E-mail address:____________________________ ------------------------------------------------------------ This information was brought to you by Waymaker http://www.waymaker.net The following files are available for download: http://www.waymaker.net/bitonline/2002/01/14/20020114BIT00810/bit0001.doc http://www.waymaker.net/bitonline/2002/01/14/20020114BIT00810/bit0001.pdf

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